931 Haversham Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 931 Haversham Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1989
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$158,000 (Aug 2014)
Tax Bill$3,110 (2024)
Deeds & MortgagesNov 2023 Sale
Jan 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNA893000339

Property Details

APN / Parcel Number

Primary APNA893000339
Alternative APN
  • 3-0036-6381-00-0051.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
Gross Area3,120 sqft
1st Floor Area1,356 sqft
Basement Area1,260 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area388 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA893000339
Street Address931 HAVERSHAM DR
CitySAINT CHARLES
StateMO
Zip63304-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENSBORO #2 LOT 51
Legal SubdivisionGREENSBORO #2
Legal Lot Number51
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2000
Census Tract311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Beneficiary Deed, Transfer
Jan 17, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2014 · Amount on Record
Deed SaleAug 28, 2014 · Amount on Record
Prior SaleAug 28, 2014 · Amount on Record
Deed Document Number2014472090
Deed Book / Page6233 / 1831
Prior Transfer DateAug 22, 2014
Prior Transfer Doc0062331825
Record UpdatedOct 29, 2026

November 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateNov 6, 2023
Property Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622
Document Number0000045752
Map ReferenceMB 28 PG 49
Instrument DateNov 3, 2023
Instrument2023R-045752
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 W 7TH AVE, KEARNEY, MO 64060-7657

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622

Mortgage

Document Number0000001877
DateJan 17, 2023
Instrument2023R-001877
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069782291
DateSep 18, 2018
Book Page6978/2291
Instrument20180918000536470
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2038

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address931 HAVERSHAM DR, SAINT CHARLES, MO 63304-1622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072652352
DateApr 9, 2020
Book Page7265/2352
Instrument20200409000217700
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,385 (-)$302,028 (-) Land $60,000 Building $242,028
2025$57,385 (+10.4%)$302,028 (+10.4%) Land $60,000 Building $242,028
2024$3,110.00
2023$51,977
2022$273,564 Land $55,000 Building $218,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1981–2020)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Wisper ISP.

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