931 Gray St, Brownsville, TN 38012 Property Records

Haywood County property record for 931 Gray St, Brownsville, TN 38012

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,497 sqft · built 1962
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Feb 2022)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038075D E 01300`

Property Details

APN / Parcel Number

Primary APN	`038075D E 01300`
Alternative APN	`075D E 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	435 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	931 GRAY ST
City	BROWNSVILLE
State	TN
Zip	38012-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COBB 6
Legal Subdivision	COBB
Legal Lot Number	6
Jurisdiction	HAYWOOD TN
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	930302

Owner

931 Gray St is owned and occupied by an individual who bought it in February 2022.

Source: Haywood County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Feb 8, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	202255046
Deed Book / Page	210 / 47
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD TN
Property Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602

Mortgage

Document Number	0000258650
Date	Dec 8, 2025
Book Page	258/650
Instrument	66384

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	478 Months
Due	Oct 1, 2065

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD TN
Property Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602

Mortgage

Document Number	0000231575
Date	Oct 16, 2023
Book Page	231/575
Instrument	60294

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD TN
Property Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 GRAY RD, BROWNSVILLE, TN 38012

Mortgage

Document Number	0000227245
Date	May 30, 2023
Book Page	227/245
Instrument	59302

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD TN
Recording Date	Feb 8, 2022
Property Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602
Document Number	0000021047
Book / Page	210 / 47
Map Reference	MB 1 PG 100
Instrument Date	Feb 3, 2022
Instrument	55046
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 GRAY ST, BROWNSVILLE, TN 38012-2602

Mortgage

Document Number	0000055047
Date	Feb 8, 2022
Instrument	55047

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0000021063
Date	Feb 8, 2022
Book Page	210/63
Instrument	55048

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Haywood County
Municipality	Brownsville City
Unified School District	Haywood County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$41,200 Land $2,000 Building $39,200
2024		$164,800 Land $8,000 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 931 Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 931 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE WATER DEPARTMENT serves 12,845 people · EPA ID TN0000080
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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