931 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 931 Forest Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1911
Square Footage1,177 sqft Living Area
Lot Size4,699 sqft (0.108 acres)
OccupancyOwner Occupied
Last Sale$92,500 (2025)
Tax Bill$1,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-35-205-008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,177 sqft Living Area
1st Floor672 sqft 1st Floor
Basement Area672 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,699 sqft (0.108 acres)
Depth X Width127 ft x 37 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Patio Area110 sqft Patio
Porch1 Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address931 FOREST AVE
CityWATERLOO
StateIA
Zip50702-3117
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGREENFIELD ADDITION E 37 FT LOT 12 BLK 5
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionGREENFIELD ADDITION
Legal Block5
Legal Lot Number12
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2007
Census Tract1100

Owner

Source: Black Hawk County records · APN 8913-35-205-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address931 FOREST AVE, WATERLOO, IA 50702-3117
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2025Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
May 02, 2014Warranty Deed, Transfer · Closed End Mortgage
UNIVERSITY OF IOWA COMMUNITY CU
Jul 02, 2013Legal Action/Court Order, Foreclosure · Adjustable Rate Mortgage (ARM)
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleMay 02, 2014 · Amount on Record
Deed Doc Number20256832
Record RefreshedSep 20, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 19, 2025
Property Address931 FOREST AVE, WATERLOO, IA 50702-3117
Document Number0202506832
Instrument DateMay 16, 2025
Instrument2025-06832
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$147.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 FOREST AVE, WATERLOO, IA 50702-3117

Mortgage

Document Number0202506833
DateMay 19, 2025
Instrument2025-06833
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2032
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate12.2%

May 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 02, 2014
Property Address931 FOREST AVE, WATERLOO, IA 50702-3117
Document Number201400019305
Instrument DateApr 07, 2014
Instrument201400019305
Transaction TypeTransfer
Record UpdatedMay 29, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$136.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 FOREST AVE, WATERLOO, IA 50702-3117
InvestorPossibly a Property Investor

Mortgage

Document Number201400019306
DateMay 02, 2014
Instrument201400019306
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2044
Interest
Rate TypeFixed Rate
Rate3.62%
Type Change DateMay 01, 2019
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate2%

Mortgage

Document Number201400019309
DateMay 02, 2014
Instrument201400019309
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term72 Months
DueMay 05, 2020
Interest
Rate TypeFixed Rate

July 2013: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateJul 02, 2013
Property Address931 FOREST AVE, WATERLOO, IA 50702-3117
Document Number2014000147
Instrument DateJun 18, 2012
Instrument2014000147
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$47.20
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address931 FOREST AVE, WATERLOO, IA 50702-3117
InvestorPossibly a Property Investor

Mortgage

Document Number2014000148
DateJul 02, 2013
Instrument2014000148
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJul 01, 2043
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 01, 2018
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.87%
Index1-Year CMT
Max Rate9.87%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,978.00$98,820 (+8.33%) Land $11,660 Building $87,160$98,820 (+8.33%) Land $11,660 Building $87,160
2024$1,978.00 (+20.9%)
2023$91,220 (+22.49%) Land $11,660 Building $79,560$91,220 (+22.49%) Land $11,660 Building $79,560
2022$1,636.00$74,470 Land $11,660 Building $62,810
2021$74,470 Land $11,660 Building $62,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AO, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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