931 Elm St, Adrian, MI 49221 Property Records

Lenawee County property record for 931 Elm St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,277 sqft · built 1928
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$74,900 (Aug 2018)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`XA0-520-0020-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-520-0020-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	125 ft deep x 44 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	931 ELM ST
City	ADRIAN
State	MI
Zip	49221-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	N 22 FT LOT 17 & S 22 FT LOT 18 FARMERS ADD
Legal Subdivision	FARMERS ADD
Legal Lot Number	17-18
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	1
Census Block	1015
Census Tract	61301

Owner

931 Elm St is owned and occupied by an individual who bought it in August 2018.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	931 ELM ST, ADRIAN, MI 49221-2332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 8, 2018	Warranty Deed, Transfer · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Deed Document Number	20182567-0269
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	931 ELM ST, ADRIAN, MI 49221-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025490557
Date	Aug 4, 2017
Book Page	2549/0557

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 10, 2047

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Aug 8, 2018
Property Address	931 ELM ST, ADRIAN, MI 49221-2332
Document Number	0025670269
Book / Page	002567 / 000269
Instrument Date	Aug 7, 2018
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 NORTHWESTERN DR ADRIAN MI 492211432, ADRIAN, MI 49221-1432

Mortgage

Document Number	25670270
Date	Aug 8, 2018
Book Page	002567/000270

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 931 Elm St was $2,038 with a homeowner's exemption, up 2.3% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,200 (+11.27%)	$124,400 (+11.27%)
2025	$2,038.00 (+2.31%) Homeowner's exemption	$55,900	$111,800
2024	$1,992.00
2023		$48,000 (+8.6%)	$96,000 (+8.6%)
2022		$44,200	$88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: D&P Communications.

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