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931 Davis Ter, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 931 Davis Ter, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,318 sqft · built 1910
Lot Size0.113 acres (4,950 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (Oct 2023)
Tax Bill$5,007 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.53-3-18

Property Details

APN / Parcel Number

Primary APN421500 49.53-3-18
Alternative APN
  • 150004905300030180000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,318 sqft Total Area
1st Floor Area596 sqft
2nd Floor Area722 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,950 sqft (0.113 acres)
Lot Dimensions150 ft deep x 33 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area302 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address931 DAVIS TER
CitySCHENECTADY
StateNY
Zip12303-2015
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block3
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3007
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address840 MAPLEWOOD AVE, SCHENECTADY, NY 12303-1221
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Oct 27, 2023Warranty Deed, Transfer
FORD & REALE TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleJul 6, 2010 · Amount on Record
Deed Document Number202360856
Deed Book / Page2118 / 557
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address931 DAVIS TER, SCHENECTADY, NY 12303-2015
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 DAVIS TER, SCHENECTADY, NY 12303-2015

Mortgage

Document Number0000017134
DateApr 4, 2022
Book Page5215/627
Instrument202217134
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMar 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 27, 2023
Property Address931 DAVIS TER, SCHENECTADY, NY 12303-2015
Document Number0000060856
Book / Page2118 / 557
Instrument DateOct 10, 2023
Instrument202360856
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyFORD & REALE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address933 DAVIS TER, SCHENECTADY, NY 12303-2015

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 MAPLEWOOD AVE, SCHENECTADY, NY 12303-1221

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,007.00 (+3.9%)
2025$4,819.00 (+7.62%)$74,600 (-) Land $11,200 Building $63,400$123,530 (+30.82%) Land $18,546 Building $104,984
2023$74,600 (-) Land $11,200 Building $63,400$94,430 (+3.8%) Land $14,177 Building $80,253
2022$74,600 Land $11,200 Building $63,400$90,976 Land $13,659 Building $77,317
2021$4,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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