931 Daffodil Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 931 Daffodil Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,564 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Jun 2017)
Tax Bill	$4,420 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T062400152`

Property Details

APN / Parcel Number

Primary APN	`T062400152`
Alternative APN	`2-0057-9738-00-181B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Basement Area	1,564 sqft

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T062400152
Old Parcel Number	T062400152
Street Address	931 DAFFODIL RIDGE DR
City	O FALLON
State	MO
Zip	63366-7587
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MAGNOLIA VLG B LOT 181B
Legal Range	03E
Legal Township	47N
Legal Subdivision	MAGNOLIA VLG B
Legal Lot Number	181B
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3004
Census Tract	311712

Owner

931 Daffodil Ridge Dr, a condominium, is owned and occupied by two individuals who bought it in June 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jun 21, 2017	Special Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Deed Document Number	0067621121
Deed Book / Page	6762 / 1121
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587

Mortgage

Document Number	0000000075
Date	Jan 3, 2023
Instrument	2023R-000075

Lender

Name	DISCOVER BANK
Type	Bank
Address	O FALLON, MO 63366

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587

Mortgage

Document Number	2021R059060
Date	Jul 14, 2021
Instrument	2021R-059060

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070740010
Date	May 14, 2019
Book Page	7074/0010
Instrument	20190514000229420

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 17, 2029

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 21, 2017
Property Address	931 DAFFODIL RIDGE DR, O FALLON, MO 63366-7587
Document Number	0067621121
Book / Page	6762 / 1121
Map Reference	MB 41 PG 346&347
Instrument Date	Jun 20, 2017
Instrument	20170621000378170
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 DAFLODIL RIDGE DR, O FALLON, MO 63366-7587

Mortgage

Document Number	20170621000378180
Date	Jun 21, 2017
Instrument	20170621000378180

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 931 Daffodil Ridge Dr was $4,420.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,420.00	$68,882	$362,539
2023		$67,861
2022			$357,161 Building $357,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 931 Daffodil Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 931 Daffodil Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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