Valley County property record for 931 Cottage Ct, McCall, ID 83638
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2001 |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPM04370000160 |
| Primary APN | RPM04370000160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 931 COTTAGE CT |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE COTTAGES AT SPRING MTN. RANCH - TOWNHOUSES LOT 16 |
| Legal Subdivision | THE COTTAGES AT SPRING MTN. RANCH - TOWN |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 970200 |
931 Cottage Ct, a condominium, is owned by two individuals who acquired it in July 2025.
Source: Valley County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3221 E BIRDSONG CT, BOISE, ID 83712-8902 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit CAPITAL EDUCATORS FCU |
| Oct 6, 2023 | Warranty Deed, Transfer AMERITITLE WEISER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 |
| Deed Sale | Jul 31, 2025 |
| Prior Sale | Jul 23, 2014 · Amount on File |
| Deed Document Number | 20253691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 931 COTTAGE CT, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 0000437498 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 437498 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 931 COTTAGE CT, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | AMERITITLE WEISER |
| Name | Verified Name |
|---|
| Document Number | 0000457159 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 457159 |
| Name | CAPITAL EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | MERIDIAN, ID 83642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Oct 6, 2023 |
| Property Address | 931 COTTAGE CT, MCCALL, ID 83638 |
| Document Number | 0000459705 |
| Map Reference | DOC 232778 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 459705 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | AMERITITLE WEISER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3330 CROSSINGS CT APT 404, 404, BONITA SPRINGS, FL 34134-8685 |
The 2025 property tax bill for 931 Cottage Ct was $3,226.
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | McCall City |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,942 (-11.9%) Building $573,942 | $573,942 (-11.9%) Building $573,942 | |
| 2025 | $3,226.00 | $651,446 Building $651,446 | $651,446 Building $651,446 |
| 2023 | $4,313.00 (+2.67%) | $896,413 Building $896,413 | $896,413 Building $896,413 |
| 2022 | $4,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 931 Cottage Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 931 Cottage Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 79% of Idaho |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCCALL serves 4,423 people · EPA ID ID4430033 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 |
| Monitoring and Reporting | 35 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures