931 Co Rd 49, Waterloo, IN 46793 Property Records

DeKalb County property record for 931 Co Rd 49, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 2017
Lot Size	4.33 acres (188,615 sqft)
Owner	Individual Name on Record
Last Sale	$316,100 (Apr 2017)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-18-200-008.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-18-200-008.000-005`
Alternative APN	`040318200008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	188,615 sqft (4.33 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,899 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	040318200008
Street Address	931 COUNTY ROAD 49
City	WATERLOO
State	IN
Zip	46793-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EIGHT AND TEN ADDITION LOT 2 ACRES 4.33
Legal Subdivision	8 AND 10 ADDITION
Legal Lot Number	2
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3021
Census Tract	20100

Owner

Source: DeKalb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	931 COUNTY ROAD 49, WATERLOO, IN 46793-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Apr 20, 2017	Warranty Deed, Construction Loan · Construction Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	20171973
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Recording Date	Sep 29, 2026
Property Address	931 COUNTY ROAD 49, WATERLOO, IN 46793-5500
Document Number	0000005314
Instrument Date	Sep 9, 2026
Instrument	20265314
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 COUNTY ROAD 49, WATERLOO, IN 46793-5500

Mortgage

Document Number	0000005314,
Date	Sep 29, 2026
Instrument	20265314

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	931 COUNTY ROAD 49, WATERLOO, IN 46793-5500
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006498
Date	Oct 14, 2020
Instrument	202006498

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2030

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 20, 2017
Property Address	931 COUNTY ROAD 49, WATERLOO, IN 46793-5500
Document Number	0201701973
Map Reference	MB 10 PG 81
Instrument Date	Apr 13, 2017
Instrument	201701973
Transaction Type	Construction Loan
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4695 E STATE ROAD 120, FREMONT, IN 46737-8025

Mortgage

Document Number	0201701974
Date	Apr 20, 2017
Instrument	201701974

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	187 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+11.83%)	$410,600 (+12.52%) Land $60,500 Building $350,100	$410,600 (+12.52%) Land $60,500 Building $350,100
2024	$2,062.00 (+7.9%)	$364,900 (+5.34%) Land $55,000 Building $309,900	$364,900 (+5.34%) Land $55,000 Building $309,900
2023	$1,911.00 (-9.86%)	$346,400 (+10.18%) Land $51,000 Building $295,400	$346,400 (+10.18%) Land $51,000 Building $295,400
2022	$2,120.00	$314,400 Land $44,300 Building $270,100	$314,400 Land $44,300 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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