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931 Chartres St, Lake Charles, LA 70605 Property Records

Calcasieu Parish property record for 931 Chartres St, Lake Charles, LA 70605

Property Summary

Property TypeSingle Family Home
Lot Size0.192 acres (8,369 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (May 2022)
Tax Bill$2,385 (2025)
Deeds & MortgagesJun 2017 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN01365516V

Property Details

APN / Parcel Number

Primary APN01365516V

Exterior

Lot Area8,369 sqft (0.192 acres)

Location & Zoning

Street Address931 CHARTRES ST
CityLAKE CHARLES
StateLA
Zip70605-4396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description@241009-3034-2 0019 0000 LT 19 BLK 2 CANAL PLACE SUB PH 1 IMPS 09/RMS REF1-M B A INVESTORS B 2134 P 346-89 REF2-PART GREG TEE
Legal Range09
Legal Township10
Legal Section24
Legal SubdivisionCANAL PLACE SUB
Legal Phase1
Legal Block2
Legal Lot Number19
JurisdictionCALCASIEU LA
Township / Civil Division5
Census Block Group2
Census Block2003
Census Tract1907

Owner

Source: Calcasieu Parish records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address931 CHARTRES ST, LAKE CHARLES, LA 70605-4396
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
US FINANCIAL GROUP INC
May 19, 2022Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Prior SaleNov 17, 2014 · Amount on Record
Deed Document Number20223470977
Deed Book / Page4514 / 143
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address931 CHARTRES ST, LAKE CHARLES, LA 70605-4396
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyARMOR TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005039/061
DateJun 30, 2017
Book Page5039/061
Instrument3281864
Lender
NameUS FINANCIAL GROUP INC
TypeMortgage Company
AddressLAKE CHARLES, LA 70601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALCASIEU LA
Recording DateMay 19, 2022
Property Address931 CHARTRES ST, LAKE CHARLES, LA 70605-4396
Document Number004514/143
Book / Page4514 / 143
Map ReferenceMB 38 PG 151
Instrument DateMay 19, 2022
Instrument3470977
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 CHARTRES ST, LAKE CHARLES, LA 70605-4396

Mortgage

Document Number005934/277
DateMay 19, 2022
Book Page5934/277
Instrument3470978
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change1%
Max Rate At Change2%
Index5-Year CMT
Margin1

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyCalcasieu Parish
MunicipalityLake Charles City
Unified School DistrictCalcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,385.00 (+2.32%) Homeowner's exemption$30,640 (-) Land $4,320 Building $26,320$306,400 (-) Land $43,200 Building $263,200
2024$2,331.00 (-1.06%) Homeowner's exemption$30,640 (-) Land $4,320 Building $26,320$306,400 (-) Land $43,200 Building $263,200
2023$2,356.00 (+0.26%) Homeowner's exemption$30,640 (-) Land $4,320 Building $26,320$306,400 (-) Land $43,200 Building $263,200
2022$2,350.00 Homeowner's exemption$30,640 Land $4,320 Building $26,320$306,400 Land $43,200 Building $263,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims12 (2008–2021)
Claims Outside the SFHA7 of 12
Most Recent ClaimMay 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE CHARLES WATER SYSTEM
serves 79,500 people · EPA ID LA1019029
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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