Glynn County property record for 931 Champney, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,141 sqft · built 2002 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,900 (Jan 2011) |
| Tax Bill | $12,137 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-08869 |
| Primary APN | 04-08869 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,141 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 310 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Porch | Porch |
| Porch Area | 543 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 931 CHAMPNEY |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 931 HAMPTON PLANT P-2 |
| Legal Subdivision | 0007-00 |
| Legal Phase | 2 |
| Legal Block | 22 |
| Legal Lot Number | 40 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 302 |
931 Champney is owned and occupied by two individuals who acquired it in April 2020.
Source: Glynn County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 931 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 8, 2020 | Reverse Mortgage, Transfer · FHA Mortgage LIBERTY REVERSE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2011 · Amount on File |
| Deed Sale | Jan 4, 2011 · Amount on File |
| Prior Sale | Jan 4, 2006 · Amount on File |
| Deed Document Number | 20114141 |
| Deed Book / Page | 2815 / 467 |
| Last Transfer Date | Apr 16, 2020 |
| Transfer Doc | 0042140137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 931 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5467 |
| Document Number | 0042140155 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | CHANCELLOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 931 CHAMPNEY ST SIMONS ISLAND GA 315225467, ST SIMONS ISLAND, GA 31522-5467 |
| Document Number | 0042140155 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 004214/000155 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Jun 8, 2020 |
| Property Address | 931 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5467 |
| Document Number | 0042140137 |
| Book / Page | 004214 / 000137 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | CHANCELLOR TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 931 CHAMPNEY ST SIMONS ISLAND GA 315225467, ST SIMONS ISLAND, GA 31522-5467 |
| Document Number | 42140139 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 004214/000139 |
| Name | LIBERTY REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 10951 WHITE ROCK RD # 200, RANCHO CORDOVA, CA 95670-6366 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
The 2026 property tax bill for 931 Champney was $12,137.
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,137.00 | $483,960 (-) Land $65,000 Building $418,960 | $1,209,900 (-) Land $162,500 Building $1,047,400 |
| 2025 | $12,137.00 | $483,960 Land $65,000 Building $418,960 | $1,209,900 Land $162,500 Building $1,047,400 |
| 2023 | $483,480 (+14.1%) Land $65,000 Building $418,480 | $1,208,700 (+14.1%) Land $162,500 Building $1,046,200 | |
| 2022 | $10,626.00 | $423,720 Land $65,000 Building $358,720 | $1,059,300 Land $162,500 Building $896,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 931 Champney in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 497 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 619 units insured incl. 122 condo units |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 2 of 23 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 931 Champney is high, ranking above 89% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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