Black Hawk County property record for 931 Byron Ave, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 932 sqft · built 1941 |
| Lot Size | 0.137 acres (5,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,500 (Apr 2025) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-211-008 |
| Primary APN | 8913-35-211-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 140 sqft |
| Unfinished Basement | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,969 sqft (0.137 acres) |
| Lot Dimensions | 127 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 54 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 931 BYRON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENFIELD ADDITION E 47 FT LOT 12 BLK 12 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | GREENFIELD ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-211-008
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| Apr 14, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jul 20, 2017 | Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Jun 07, 2023 · Amount on Record |
| Deed Document Number | 20254865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Document Number | 0202601707 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-01707 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 W BIG BEAVER RD # 33, TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 14, 2025 |
| Property Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Document Number | 0202504865 |
| Instrument Date | Apr 13, 2025 |
| Instrument | 2025-04865 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Document Number | 0202504866 |
|---|---|
| Date | Apr 14, 2025 |
| Instrument | 2025-04866 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 07, 2023 |
| Property Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Document Number | 202300016436 |
| Instrument Date | May 30, 2023 |
| Instrument | 202300016436 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 BYRON AVE, WASHBURN, IA 50702-3113 |
| Document Number | 202300016437 |
|---|---|
| Date | Jun 07, 2023 |
| Instrument | 202300016437 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Number | 202300016438 |
|---|---|
| Date | Jun 07, 2023 |
| Instrument | 202300016438 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800001096 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2018-00001096 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 05, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 20, 2017 |
| Property Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Document Number | 201800001095 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2018-00001095 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 BYRON AVE, WATERLOO, IA 50702-3113 |
| Document Number | 201800001097 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2018-00001097 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jul 05, 2023 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 | $109,640 (+9.21%) Land $14,820 Building $94,820 | $109,640 (+9.21%) Land $14,820 Building $94,820 |
| 2024 | $2,216.00 (+43.34%) | ||
| 2023 | $100,390 (+26.68%) Land $14,820 Building $85,570 | $100,390 (+26.68%) Land $14,820 Building $85,570 | |
| 2022 | $1,546.00 Homeowner's exemption | $79,250 Land $14,820 Building $64,430 | |
| 2021 | $79,250 Land $14,820 Building $64,430 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2013, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: Mediacom Communications, LTD Broadband, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures