Shelby County property record for 931 Bruce St, Memphis, TN 38104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,222 sqft · built 2018 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Oct 2024) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-9021-0-0015 |
| Primary APN | 02-9021-0-0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Open Porch |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 931 BRUCE ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | SEE MAP 139 M WS BRUCE STREET MOUNT ARLINGTON RECONFIGURATION OF LOT 27 THRU 30 |
| Legal Subdivision | MT ARLINGTON RECONFIGURATION |
| Legal Lot Number | 30 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 6600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cooper-Young Historic District listed 1989 · 1,871 contributing resources · NRIS 89000508 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 931 BRUCE ST, MEMPHIS, TN 38104-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Jun 12, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on Record |
| Deed Sale | Oct 24, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 202492004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 931 BRUCE ST, MEMPHIS, TN 38104-5710 |
| Document Number | 0000114345 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 931 BRUCE ST MEMPHIS TN 381045710, MEMPHIS, TN 38104-5710 |
| Document Number | 0000114345 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 114345 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 12, 2019 |
| Property Address | 931 BRUCE ST, MEMPHIS, TN 38104-5710 |
| Document Number | 0000057396 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 57396 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,182.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 BRUCE ST MEMPHIS TN 381045710, MEMPHIS, TN 38104-5710 |
| Document Number | 57397 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 57397 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 | $98,325 (+21.95%) Land $7,775 Building $90,550 | $393,300 (+21.95%) Land $31,100 Building $362,200 |
| 2023 | $80,625 Land $11,250 Building $69,375 | ||
| 2022 | $4,911.00 | ||
| 2021 | $322,500 Land $45,000 Building $277,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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