St. Johns County property record for 931 A1A Beach Blvd, Unit 103, Saint Augustine, FL 32080
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,526 sqft · built 2008 |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (May 2019) |
| Tax Bill | $6,328 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172560-0103 |
| Primary APN | 172560-0103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 13 Units |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Street Address | 931 A1A BEACH BLVD, 103 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5744 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | OCEAN REEF OF ST AUGUSTINE CONDO (OR 3133/920) UNIT 103 OR4733/291(T/R) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | OCEAN REEF OF ST AUGUSTINE |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21410 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11001 COYOTE CV, NAMPA, ID 83686-8040 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2018 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA |
| May 31, 2019 | Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| Jul 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 30, 2017 | Warranty Deed, Transfer ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 201937830 |
| Deed Book / Page | 4733 / 291 |
| Prior Transfer Date | Jul 2, 2018 |
| Prior Transfer Doc | 0045770938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 931 A1A BEACH BLVD UNIT 103, 103, SAINT AUGUSTINE, FL 32080-5744 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046011050 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 4601/1050 |
| Instrument | 2018061328 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.45% |
| Index | 1-Year LIBOR |
| Max Rate | 9.45% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 31, 2019 |
| Property Address | 931 A1A BEACH BLVD UNIT 103, 103, SAINT AUGUSTINE, FL 32080-5744 |
| Document Number | 0047330291 |
| Book / Page | 4733 / 0291 |
| Map Reference | MB 3133 PG 920 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019037830 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ISLAND TTL OF ST AUGUSTINE L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 931 A1A BEACH BLVD UNIT 302, 931, SAINT AUGUSTINE, FL 32080-5744 |
| Name | Verified Name |
|---|---|
| Address | 11001 COYOTE CV, NAMPA, ID 83686-8040 |
| Document Number | 0004733293 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 4733/293 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 931 A1A BEACH BLVD UNIT 103, 103, SAINT AUGUSTINE, FL 32080-5744 |
| Document Number | 0045770938 |
| Book / Page | 004577 / 000938 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 48784 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 931 ALA BEACH BLVD #302 ST AUGUSTINE FL 32080, 302, ST AUGUSTINE, FL 32080 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2017 |
| Property Address | 931 A1A BEACH BLVD UNIT 103, 103, SAINT AUGUSTINE, FL 32080-5744 |
| Document Number | 0043971431 |
| Book / Page | 004397 / 001431 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 45306 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 A1A BEACH BLVD #103 ST AUGUSTINE FL 320805744, 103, ST AUGUSTINE, FL 32080-5744 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,000 (-) Building $396,000 | $396,000 (-) Building $396,000 | |
| 2025 | $6,328.00 (+12.6%) | $396,000 (-0.98%) | $396,000 (-0.98%) |
| 2024 | $5,620.00 (+4.97%) | ||
| 2023 | $5,354.00 (+7.49%) | $399,900 (+8.08%) | $399,900 (+8.08%) |
| 2022 | $4,981.00 | $370,000 | $370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 365 units insured incl. 122 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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