931 3rd Ave SE, Rochester, MN 55904 Property Records

Olmsted County property record for 931 3rd Ave SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 1926
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2021)
Tax Bill	$2,600 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2021 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`64.02.41.021818`

Property Details

APN / Parcel Number

Primary APN	`64.02.41.021818`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	884 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Flooring	Wood

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	91 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	931 3RD AVE SE
City	ROCHESTER
State	MN
Zip	55904-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-106 RANGE-014 SUNNYSIDE ADD LOT-028 BLOCK-002 LOT 28 BLK 2
Legal Range	14
Legal Township	106
Legal Section	02
Legal Subdivision	SUNNYSIDE ADD
Legal Block	2
Legal Lot Number	28
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1016
Census Tract	300

Owner

931 3rd Ave SE is owned and occupied by an individual who bought it in August 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	931 3RD AVE SE, ROCHESTER, MN 55904-6461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Deed Document Number	20211543457
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 10, 2021
Property Address	931 3RD AVE SE, ROCHESTER, MN 55904-6461
Document Number	A1543457
Instrument Date	Jul 30, 2021
Instrument	A-1543457
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 3RD AVE SE, ROCHESTER, MN 55904-6461

Mortgage

Document Number	A1543458
Date	Aug 10, 2021
Instrument	A-1543458

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	931 3RD AVE SE, ROCHESTER, MN 55904-6461
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1526547
Date	Feb 16, 2021
Instrument	A-1526547

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 931 3rd Ave SE was $2,600 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,600.00 Homeowner's exemption
2025		$179,400 Land $34,600 Building $144,800	$207,300 Land $40,000 Building $167,300
2022	$2,126.00	$185,300 Land $30,000 Building $155,300	$185,300 Land $30,000 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 3rd Ave SE in Zone X, an area of moderate flood risk, though there have been 49 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	49 (1978–1986)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Sep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 931 3rd Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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