9309 Mountain Shadows Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9309 Mountain Shadows Dr, Chattanooga, TN 37421 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,511 sqft · built 1985
Lot Size0.591 acres (25,756 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Mar 2024)
Tax Bill$2,250 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN160H A 015

Property Details

APN / Parcel Number

Primary APN160H A 015
Alternative APN
  • 0000102870

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,511 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area25,756 sqft (0.591 acres)
Lot Dimensions200 ft deep x 145 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000102870
Street Address9309 MOUNTAIN SHADOWS DR
CityCHATTANOOGA
StateTN
Zip37421-3453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 220 MOUNTAIN SHADOWS ESTS #3 37-393
Legal SubdivisionMOUNTAIN SHADOWS EST
Legal Lot Number220
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1012
Census Tract11324

Owner

Source: Hamilton County records · APN 160H A 015

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9309 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-3453
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Oct 28, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2024 · Amount on Record
Deed SaleMar 05, 2024 · Amount on Record
Prior SaleJun 08, 2010 · Amount on Record
Deed Document Number2024214
Deed Book / Page13528 / 808
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 05, 2024
Property Address9309 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-3453
Document Number0000000214
Book / Page13528 / 808
Map ReferenceMB 37 PG 393
Instrument DateMar 04, 2024
Instrument2024030500214
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, FOUNDATION T&E CLARKSVILLE S

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,238.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9309 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-3453

Mortgage

Document Number0000000215
DateMar 05, 2024
Instrument2024030500215
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
IndexSOFR Average 30-Day
Max Rate11.5%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address9309 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-3453
Document Number1123000038
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedDec 07, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9309 MOUNTAIN SHADOWS DR CHATTANOOGA TN 374213453, CHATTANOOGA, TN 37421-3453

Mortgage

Document Number1123000038
DateNov 23, 2020
Book Page012242/000348
Instrument201123000038
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 22, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,250.00 (-1.4%)$148,475 (+45.56%)$593,900 (+45.56%) Land $70,000 Building $523,900
2024$2,282.00 (-0.39%)$102,000 (-)$408,000 (-) Land $75,000 Building $333,000
2023$2,291.00$102,000$408,000 Land $75,000 Building $333,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Tennessee
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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