9309 Merle Dr, Crystal, MI 48818 Property Records

Montcalm County property record for 9309 Merle Dr, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	0.777 acres (33,850 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Nov 2025)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2020 Mortgage + 1 more
APN	`005-370-014-00`

Property Details

APN / Parcel Number

Primary APN	`005-370-014-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	33,850 sqft (0.777 acres)
Lot Dimensions	172 ft deep x 6 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9309 MERLE DR
City	CRYSTAL
State	MI
Zip	48818-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PP COVER S
Legal Description	LOTS 14 & 15; 2/24 INTEREST IN BONNIE LOU PARK; 2/69 INTEREST EACH IN JEFFREY ALAN, CHERYL LOU & WILLARD PARKS IN ISLEVIEW AC
Legal Subdivision	ISLEVIEW ACRES
Legal Lot Number	14-15
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1005
Census Tract	970900

Owner

9309 Merle Dr is owned by two individuals who bought it in November 2025.

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 N MCPHERSON ST, STANTON, MI 48888-9515
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage VAN DYK MORTGAGE CORP
Aug 20, 2018	Deed of Trust, Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Jun 13, 2023 · Amount on File
Deed Document Number	202512392
Prior Transfer Date	Dec 17, 2008
Prior Transfer Doc	1428000220
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9309 MERLE DR, CRYSTAL, MI 48818-9640
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R12393
Date	Nov 26, 2025
Instrument	2025R-12393

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9309 MERLE DR, CRYSTAL, MI 48818-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R08630
Date	Aug 11, 2020
Instrument	2020R-08630

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9309 MERLE DR, CRYSTAL, MI 48818-9640
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R09056
Date	Aug 20, 2018
Instrument	2018R-09056

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9309 Merle Dr was $2,270, up 32.9% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,900 (+3.6%)	$195,800 (+3.6%)
2025	$2,270.00 (+32.9%)	$94,500	$189,000
2024	$1,708.00
2023		$53,300	$53,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 9309 Merle Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9309 Merle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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