9309 E Lake Dr, Elk Grove, CA 95758 Property Records

Sacramento County property record for 9309 E Lake Dr, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 1993
Lot Size	0.174 acres (7,575 sqft)
Owner	Trust Name on File
Last Sale	$385,000 (Oct 2017)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`119-1190-023-0000`

Property Details

APN / Parcel Number

Primary APN	`119-1190-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,575 sqft (0.174 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9309 E LAKE DR
City	ELK GROVE
State	CA
Zip	95758-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAGUNA WEST 05A, LOT 12
Legal Subdivision	LAGUNA WEST 05A
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1014
Census Tract	9644

Owner

9309 E Lake Dr is held in a trust since October 2017.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2930 E DUNNE AVE, MORGAN HILL, CA 95037-6707
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 12, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Prior Sale	Mar 21, 2001 · Amount on File
Deed Book / Page	20171016 / 1208
Prior Transfer Date	Feb 13, 1995
Prior Transfer Doc	9503000586
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9309 E LAKE DR, ELK GROVE, CA 95758-4509
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 E DUNNE AVE, MORGAN HILL, CA 95037-6707

Mortgage

Document Number	0000000760
Date	May 10, 2021
Instrument	202105100760

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9309 E LAKE DR, ELK GROVE, CA 95758-4509
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 E DUNNE AVE, MORGAN HILL, CA 95037-6707

Mortgage

Document Number	5100000000760
Date	May 10, 2021
Book Page	20210510/760

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 24, 2018
Property Address	9309 E LAKE DR, ELK GROVE, CA 95758-4509
Document Number	1801240651
Instrument Date	Dec 28, 2017
Instrument	1801240651
Transaction Type	Transfer
Record Updated	Feb 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 E DUNNE AVE MORGAN HILL CA 950376707, MORGAN HILL, CA 95037-6707

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2017
Property Address	9309 E LAKE DR, ELK GROVE, CA 95758-4509
Document Number	1710161208
Instrument Date	Oct 10, 2017
Instrument	1710161208
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9309 E LAKE DR ELK GROVE CA 957584509, ELK GROVE, CA 95758-4509

Mortgage

Document Number	1710161209
Date	Oct 16, 2017
Instrument	1710161209

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 12, 2017
Property Address	9309 E LAKE DR, ELK GROVE, CA 95758-4509
Document Number	0000000843
Book / Page	170412 / 000843
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3710 HAACK WAY ELK GROVE CA 957584510, ELK GROVE, CA 95758-4510

Tax Assessment & Valuation

The 2025 property tax bill for 9309 E Lake Dr was $5,103, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,821 (+2%) Land $127,661 Building $319,160
2025	$5,103.00 (+0.87%)	$438,060 Land $125,158 Building $312,902
2024	$5,059.00 (+2.8%)
2023	$4,921.00 (+1.69%)	$421,051 Land $120,299 Building $300,752
2022	$4,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9309 E Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9309 E Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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