9308 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9308 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,244 sqft · built 2005
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Nov 2019)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-243294`

Property Details

APN / Parcel Number

Primary APN	`07-243294`
Alternative APN	`243294`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	904 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,300 sqft (0.076 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	243294
Street Address	9308 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7339
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LT 12038 SEC M11-M13 3,300 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SECS M-11
Legal Lot Number	12038
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

9308 Penrose St, a townhouse, is owned and occupied by two individuals who bought it in November 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9308 PENROSE ST, FREDERICK, MD 21704-7339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Oct 28, 2005 · Amount on File
Deed Book / Page	13330 / 468
Prior Transfer Date	Jul 14, 2006
Prior Transfer Doc	0061310637
Record Updated	Oct 29, 2026

November 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 8, 2019
Property Address	9308 PENROSE ST, FREDERICK, MD 21704-7339
Document Number	0133300468
Book / Page	13330 / 0468
Map Reference	MB 77 PG 110
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLOSELINE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 MAYCRAFT COURT, 300, RICHARDSON, TX 75082

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5639 QUEEN ANNE CT, NEW MARKET, MD 21774-2925

Mortgage

Document Number	133300480
Date	Nov 8, 2019
Instrument	13330/0480

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 9308 Penrose St was $6,129 with a homeowner's exemption, up 3.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,567 (+7.41%)	$504,100 (-) Land $170,000 Building $334,100
2025	$6,129.00 (+3.27%) Homeowner's exemption	$439,033	$504,100 Land $170,000 Building $334,100
2024	$5,935.00 (+7.03%)
2023	$5,545.00 Homeowner's exemption	$385,967	$406,500 Land $135,000 Building $271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9308 Penrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9308 Penrose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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