9306 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9306 Palm Tree Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1985
Lot Size	0.263 acres (11,454 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (May 1996)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-8065-00-810`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8065-00-810`
Alternative APNs	`282316806500810` `283876` `288721` `292884`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,454 sqft (0.263 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9306 PALM TREE DR
City	WINDERMERE
State	FL
Zip	34786-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SILVER WOODS PHASE TWO 14/147 LOT 81
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 2
Legal Phase	2
Legal Tract	8065
Legal Lot Number	81
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2030
Census Tract	14809

Owner

Source: Orange County records · APN 16-23-28-8065-00-810

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9306 PALM TREE DR, WINDERMERE, FL 34786-8810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 1996 · Amount on Record
Deed Sale	May 20, 1996 · Amount on Record
Deed Book / Page	5060 / 3917
Last Transfer Date	Oct 08, 2025
Transfer Doc	0000606665
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Oct 20, 2025
Property Address	9306 PALM TREE DR, WINDERMERE, FL 34786-8810
Document Number	0000606665
Map Reference	MB 14 PG 147
Instrument Date	Oct 08, 2025
Instrument	20250606665
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9306 PALM TREE DR, WINDERMERE, FL 34786-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9306 PALM TREE DR, WINDERMERE, FL 34786-8810

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,447 (+2.7%)	$491,220 (-2.44%) Land $145,000 Building $346,220
2025	$3,602.00 (+5.63%) Homeowner's exemption	$220,494 (+5.99%)	$503,490 (+14.46%) Land $145,000 Building $358,490
2024	$3,410.00 (+7.17%)
2023	$3,182.00 (+4.77%) Homeowner's exemption	$208,039 (+3%)	$439,871 (+20.28%) Land $145,000 Building $294,871
2022	$3,037.00 Homeowner's exemption	$201,980	$365,708 Land $135,000 Building $230,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Lumen Technologies, Xfinity.

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3480962, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.