St. Clair County property record for 9305 Folkert Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1980 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Nov 2018) |
| Tax Bill | $3,498 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-054-0028-000 |
| Primary APN | 74-14-054-0028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 267 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 9305 FOLKERT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | S 100 FT OF N 5102.5 FT OF E 1/2 OF PC 197 0.75 A PC 197 T2N R16E |
| Legal Subdivision | FORT GRATIOT MILITARY RESERVATION |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 646000 |
9305 Folkert Rd is owned and occupied by an individual who bought it in November 2018.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9305 FOLKERT RD, CLAY, MI 48001-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Prior Sale | Nov 25, 2015 · Amount on File |
| Deed Document Number | 201826214 |
| Deed Book / Page | 5011 / 590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9305 FOLKERT RD, CLAY, MI 48001-4332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 9305 FOLKERT RD 1, 1, CLAY, MI 48001-4332 |
| Document Number | 5281929 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 5281/929 |
| Instrument | 2020030527 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 29, 2018 |
| Property Address | 9305 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 5011590 |
| Book / Page | 5011 / 590 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018026214 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,081.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9305 FOLKERT RD, CLAY, MI 48001-4332 |
| Document Number | 2018026215 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 2018026215 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 9305 Folkert Rd was $3,498 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,600 (+5.68%) | $301,200 | |
| 2025 | $3,498.00 (+2.94%) Homeowner's exemption | $142,500 | |
| 2024 | $3,398.00 | $285,000 | |
| 2023 | $120,100 | ||
| 2022 | $3,127.00 | $240,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9305 Folkert Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9305 Folkert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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