93046 Harbor Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 93046 Harbor Ct, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,834 sqft · built 2000
Lot Size0.161 acres (7,030 sqft)
OwnerIndividual Name on File
Last Sale$262,500 (Aug 2017)
Tax Bill$2,378 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN37-2N-28-227W-0006-0000

Property Details

APN / Parcel Number

Primary APN37-2N-28-227W-0006-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,834 sqft Heated Area
Gross Area2,426 sqft
1st Floor Area1,834 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,030 sqft (0.161 acres)
Garage Area400 sqft
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address93046 HARBOR CT
CityFERNANDINA BEACH
StateFL
Zip32034-0814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 6 IN OR 2142/818 THE VILLAGES OF MARSH LAKES #2 PB 6/97-98
Legal Range28E
Legal Township02N
Legal Section37
Legal SubdivisionTHE VILLAGES OF MARSH LAKES #2
Legal Lot Number6
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50308

Owner

93046 Harbor Ct is owned and occupied by an individual who bought it in August 2017.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address93046 HARBOR CT, FERNANDINA BEACH, FL 32034-0814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · VA Mortgage
GLOBAL EQUITY FINANCE INC
Aug 25, 2017Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2017 · Amount on File
Deed SaleAug 25, 2017 · Amount on File
Prior SaleJun 21, 2006 · Amount on File
Deed Document Number201725369
Deed Book / Page2142 / 0818
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address93046 HARBOR CT, FERNANDINA BEACH, FL 32034-0814
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address93046 HARBOR CT, FERNANDINA, FL 32034-0814

Mortgage

Document Number0024131720
DateDec 7, 2020
Book Page2413/1720
Instrument202045039352
Lender
NameGLOBAL EQUITY FINANCE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateAug 25, 2017
Property Address93046 HARBOR CT, FERNANDINA BEACH, FL 32034-0814
Document Number0021420818
Book / Page2142 / 0818
Map ReferenceMB6 PG97&98
Instrument DateAug 23, 2017
Instrument201725369
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32075 GRAND PARKE BLVD, 32075, FERNANDINA BEACH, FL 32034-8195

Transferred To (Grantee/Buyer)

NameVerified Name
Address93046 HARBOR CT, FERNANDINA BEACH, FL 32034-0814

Mortgage

Document Number0201725370
DateAug 25, 2017
Instrument201725370
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 93046 Harbor Ct was $2,378 with exemptions applied, up 1.6% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00 (+1.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$199,349 (+2.9%)$399,095 (+0.32%) Land $100,000 Building $299,095
2024$2,341.00 (+1.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$193,731 (+3%)$397,839 (+7.59%) Land $100,000 Building $297,839
2023$2,300.00 (+11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$188,088 (+3%)$369,781 (+18.55%) Land $85,000 Building $284,781
2022$2,072.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$182,610$311,911 Land $65,000 Building $246,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93046 Harbor Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93046 Harbor Ct is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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