Kenton County property record for 9304 Hawksridge Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,096 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Aug 2017) |
| Tax Bill | $1,987 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-01-256.00 |
| Primary APN | 045-00-01-256.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,096 sqft Finished Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 9304 HAWKSRIDGE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERLING'S ADDN TO RIDGEPORT SEC 18 LOT 256 |
| Legal Subdivision | BERLINGS ADDN TO RIDGEPORT |
| Legal Phase | 18 |
| Legal Lot Number | 256 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65300 |
9304 Hawksridge Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9304 HAWKSRIDGE DR, COVINGTON, KY 41017-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 22, 2017 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Prior Sale | Oct 29, 2012 · Amount on File |
| Deed Document Number | 201708 22 059 00160 |
| Deed Book / Page | 3988 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 25, 2026 |
| Property Address | 9304 HAWKSRIDGE DR, COVINGTON, KY 41017-9137 |
| Document Number | 0000021919 |
| Book / Page | 503 / 139 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202692521919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9304 HAWKSRIDGE DR, COVINGTON, KY 41017-9137 |
| Document Number | 0000021919, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 503/139 |
| Instrument | 202692521919 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 9304 HAWKSRIDGE DR, COVINGTON, KY 41017-9137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9304 HAWKSRIDGE DR, COVINGTON, KY 41017-9137 |
| Document Number | 0005900068 |
|---|---|
| Date | May 26, 2023 |
| Book Page | KCM 464/274 |
| Instrument | 23052605900068 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 22, 2017 |
| Property Address | 9304 HAWKSRIDGE DR, COVINGTON, KY 41017-9137 |
| Document Number | 0000000160 |
| Book / Page | 0I3988 / 000030 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 160 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9304 HAWKSRIDGE DR COVINGTON KY 410179137, COVINGTON, KY 41017-9137 |
| Document Number | 161 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 003988/000033 |
| Instrument | 161 |
| Name | FRANKLIN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2047 |
The 2025 property tax bill for 9304 Hawksridge Dr was $1,987.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,600 (-) Land $20,000 Building $180,600 | $200,600 (-) Land $20,000 Building $180,600 | |
| 2025 | $1,987.00 | $200,600 Land $10,000 Building $190,600 | $200,600 Land $10,000 Building $190,600 |
| 2023 | $2,138.00 | $200,600 Land $10,000 Building $190,600 | $200,600 Land $10,000 Building $190,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9304 Hawksridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9304 Hawksridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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