9304 E 105th Ave, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 9304 E 105th Ave, Commerce City, CO 80640

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,071 sqft · built 2018
Lot Size0.118 acres (5,149 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Nov 2024)
Tax Bill$3,638 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNR0191621

Property Details

APN / Parcel Number

Primary APNR0191621
Alternative APN
  • 0172110319015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,071 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,149 sqft (0.118 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area155 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR0191621
Street Address9304 E 105TH AVE
CityCOMMERCE CITY
StateCO
Zip80640-7755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLE CREEK SUBD FLG NO 3 AMND NO 2 BLK 1 LOT 7
Legal SubdivisionBELLE CREEK
Legal Block1
Legal Lot Number7
JurisdictionADAMS CO
Township / Civil DivisionBRIGHTON
Census Block Group1
Census Block1036
Census Tract8535

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
May 14, 2021Deed of Trust, Mortgage · Line of Credit
COLORADO CU
Jul 21, 2020Deed of Trust, Mortgage · FHA Mortgage
INTEREST SMART HM LOANS
Oct 25, 2019Deed of Trust, Mortgage · FHA Mortgage
INTEREST SMART HM LOANS
Aug 13, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2024 · Amount on Record
Deed SaleNov 5, 2024 · Amount on Record
Prior SaleJul 30, 2021 · Amount on Record
Deed Document Number2024000061802
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateJul 30, 2021
Property Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755
Document Number0000090877
Instrument DateJul 22, 2021
Instrument2021000090877
Transaction TypeTransfer
Record UpdatedAug 6, 2021
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9304 E 105TH AVE, 9304, COMMERCE CITY, CO 80640-7755

Transferred To (Grantee/Buyer)

NameVerified Name
Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755

Mortgage

Document Number0000090878
DateJul 30, 2021
Instrument2021000090878
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755
Transaction TypeMortgage
Record UpdatedMay 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059303
DateMay 14, 2021
Instrument2021000059303
Lender
NameCOLORADO CU
TypeCredit Union
AddressLITTLETON, CO 80127
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755
Document Number0000070619
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9304 E 105TH AVE COMMERCE CITY CO 806407755, COMMERCE CITY, CO 80640-7755

Mortgage

Document Number0000070619
DateJul 28, 2020
Instrument70619
Lender
NameINTEREST SMART HM LOANS
AddressLAGUNA HILLS, CA 92653
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755
Document Number0000093669
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9304 E 105TH AVE COMMERCE CITY CO 806407755, COMMERCE CITY, CO 80640-7755

Mortgage

Document Number0000093669
DateOct 30, 2019
Instrument93669
Lender
NameINTEREST SMART HM LOANS
AddressLAGUNA HILLS, CA 92653
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateAug 13, 2018
Property Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755
Document Number0000065071
Instrument DateAug 9, 2018
Instrument2018000065071
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2022
Title CompanyAMERICAN HOME TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37.78
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 S MONACO ST, 4350, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9304 E 105TH AVE, COMMERCE CITY, CO 80640-7755

Mortgage

Document Number0000065072
DateAug 13, 2018
Instrument2018000065072
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048
Interest
AdjustableAdjustable Rate Rider

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityCommerce City
Unified School DistrictSchool District 27J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,638.00 (-38.3%)$31,690 (-9.41%) Land $6,250 Building $25,440$507,000 (-1.93%) Land $100,000 Building $407,000
2023$5,896.00 (+3.35%)$34,980 (+4.36%) Land $6,430 Building $28,550$517,000 (+7.23%) Land $95,000 Building $422,000
2022$5,705.00$33,520 Land $12,520 Building $21,000$482,134 Land $180,000 Building $302,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ADAMS COUNTY WSD
serves 75,559 people · EPA ID CO0101140
Water SourcePurchased surface water from DENVER WATER BOARD
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Aerux Broadband.

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