Highlands County property record for 9303 Payne Rd, Sebring, FL 33875
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,845 sqft · built 1994 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $60,000 (Aug 2001) |
| Tax Bill | $1,789 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C265803001500000 |
| Primary APN | C265803001500000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,845 sqft Living Area |
| 1st Floor Area | 2,334 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Finished |
| Garage Area | 500 sqft |
| Driveway | Driveway |
| Driveway Area | 340 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 538 sqft |
| Patio Area | 88 sqft |
| Shed | 1 Shed |
| Shed Area | 1,152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C265803001500000 |
|---|---|
| Street Address | 9303 PAYNE RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AU |
| Legal Description | BAY MEADOW EST UNREC PER G GERMAINE SVY TRACT 15 10 ACRES |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | BAY MEADOW EST |
| Legal Tract | 15 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 9303 PAYNE RD, SEBRING, FL 33875-9529 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2001 · Amount on Record |
| Deed Sale | Aug 7, 2001 · Amount on Record |
| Prior Sale | Aug 7, 2001 · Amount on Record |
| Deed Document Number | 0015600852 |
| Last Transfer Date | Aug 18, 2005 |
| Transfer Doc | 0001339283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9303 PAYNE RD, SEBRING, FL 33875-9529 |
| Document Number | 0001891113 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9303 PAYNE RD SEBRING FL 338759529, SEBRING, FL 33875-9529 |
| Document Number | 0001891113 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 002629/000105 |
| Instrument | 1891113 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145,849 (+6.07%) Land $58,664 Building $87,185 | $417,686 (+21.04%) | |
| 2024 | $1,789.00 (+3.53%) | ||
| 2023 | $1,728.00 (+2.01%) Homeowner's exemption | $137,501 (+2.77%) | $345,088 (+30.22%) |
| 2022 | $1,694.00 Homeowner's exemption | $133,796 | $265,004 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: Rapid Systems.
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