9302 W Floyd Dr, Cheney, WA 99004 Property Records

Spokane County property record for 9302 W Floyd Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,437 sqft · built 2019
Lot Size	0.429 acres (18,680 sqft)
Owner	2 Individual Names on File
Last Sale	$417,777 (Mar 2020)
Tax Bill	$4,892 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24181.2207`

Property Details

APN / Parcel Number

Primary APN	`24181.2207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,437 sqft Living Area
Gross Area	3,149 sqft
1st Floor Area	2,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,680 sqft (0.429 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9302 W FLOYD DR
City	CHENEY
State	WA
Zip	99004-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SHORT PLAT SP-1618-18 LOT 7, BLOCK 1. (AFN 6818862)
Legal Subdivision	SHORT PLAT SP-1618-18
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4013
Census Tract	14100

Owner

9302 W Floyd Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9302 W FLOYD DR, CHENEY, WA 99004-5352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	20206897582
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 2, 2020
Property Address	9302 W FLOYD DR, CHENEY, WA 99004-5352
Document Number	0006897582
Instrument Date	Feb 28, 2020
Instrument	6897582
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,689.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9302 W FLOYD DR CHENEY WA 990045352, CHENEY, WA 99004-5352

Mortgage

Document Number	6897583
Date	Mar 2, 2020
Instrument	6897583

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 9302 W Floyd Dr was $4,892, down 2.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,892.00 (-2.55%)	$479,600 Land $90,000 Building $389,600	$479,600 Land $90,000 Building $389,600
2025	$5,020.00
2024		$510,800 (+19.49%) Land $90,000 Building $420,800	$510,800 (+19.49%) Land $90,000 Building $420,800
2023	$4,251.00 (-4.75%)	$427,500 Land $68,000 Building $359,500	$427,500 Land $68,000 Building $359,500
2022	$4,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9302 W Floyd Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9302 W Floyd Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 42% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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