9302 Elgin Ln, Frederick, MD 21704 Property Records

Frederick County property record for 9302 Elgin Ln, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,844 sqft · built 2003
Lot Size0.21 acres (9,162 sqft)
Owner2 Individual Names on File
Last Sale$423,455 (Oct 2003)
Tax Bill$9,211 (2025)
Flood ZoneZone X (minimal risk)
APN07-235593

Property Details

APN / Parcel Number

Primary APN07-235593
Alternative APN
  • 235593

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,844 sqft Living Area
Gross Area3,306 sqft
1st Floor Area1,612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,162 sqft (0.21 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area54 sqft
Deck Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number235593
Street Address9302 ELGIN LN
CityFREDERICK
StateMD
Zip21704-7003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 9053 SECTION M9A 9,162 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES URBANA
Legal Lot Number9053
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1012
Census Tract752202

Owner

9302 Elgin Ln is owned and occupied by two individuals who bought it in October 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address9302 ELGIN LN, FREDERICK, MD 21704-7003
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2003 · Amount on File
Deed SaleOct 29, 2003 · Amount on File
Prior SaleMay 30, 2003 · Amount on File
Deed Document Number20038241
Deed Book / Page4217 / 292
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9302 Elgin Ln was $9,211 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$716,900$766,600 Land $277,700 Building $488,900
2025$9,211.00
2023$8,388.00 Homeowner's exemption$578,267$617,500 Land $202,000 Building $415,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9302 Elgin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9302 Elgin Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Elgin Ln

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