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930 W Walnut St, Saint Charles, MI 48655 Property Records

Saginaw County property record for 930 W Walnut St, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1978
Lot Size0.383 acres (16,683 sqft)
Owner2 Individual Names on File
Last Sale$126,000 (Sep 2015)
Tax Bill$2,679 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN24-10-3-06-0938-000

Property Details

APN / Parcel Number

Primary APN24-10-3-06-0938-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,683 sqft (0.383 acres)
Lot Dimensions167 ft deep x 100 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area279 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address930 W WALNUT ST
CitySAINT CHARLES
StateMI
Zip48655-1261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 RIVERDALE SUBDIVISION A PART OF S 1/2 OF NE 1/4 VILLAGE OF ST CHARLES SEC 06 T10N R3E
Legal Range03E
Legal Township10N
Legal Section06
Legal SubdivisionRIVERDALE SUBDIVISION
Legal Lot Number3
Legal Unit3
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1006
Census Tract12600

Owner

930 W Walnut St is owned and occupied by two individuals who bought it in September 2015.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address930 W WALNUT ST, SAINT CHARLES, MI 48655-1261
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANUNITED.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2015 · Amount on File
Deed SaleSep 18, 2015 · Amount on File
Prior SaleNov 10, 1987 · Amount on File
Deed Document Number201526805
Deed Book / Page2830 / 499
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address930 W WALNUT ST, SAINT CHARLES, MI 48655-1261
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address930 W WALNUT ST, SAINT CHARLES, MI 48655-1261

Mortgage

Document Number0000000374
DateJan 8, 2026
Instrument2026000374
Lender
NameSPRING EQ LLC
TypeMortgage Company
Address1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address930 W WALNUT ST, SAINT CHARLES, MI 48655-1261
Transaction TypeMortgage
Record UpdatedSep 26, 2022
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address930 W WALNUT ST, SAINT CHARLES, MI 48655-1261

Mortgage

Document Number0000024094
DateSep 8, 2022
Instrument2022024094
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressNORCROSS, GA 30071
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 930 W Walnut St was $2,679 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles Village
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,600$177,200
2025$2,679.00 Homeowner's exemption
2023$66,100$132,200
2022$1,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 930 W Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims7 (1986–2026)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2026
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 930 W Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ST. CHARLES
serves 2,054 people · EPA ID MI0006260
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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