930 W Low Gap Rd, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 930 W Low Gap Rd, Cold Spring, KY 41076 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,920 sqft Living Area
Lot Size	46,174 sqft (1.06 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2021)
Tax Bill	$3,696.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`999-99-20-369.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached Garage
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Street Address	930 W LOW GAP RD
City	COLD SPRING
State	KY
Zip	41076-2306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.0596 ACRES
Jurisdiction	CAMPBELL KY
Minor Civil Division	NEWPORT-FORT THOMAS
Census Blockgroup	4
Census Block	4032
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-20-369.00

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	930 W LOW GAP RD, COLD SPRING, KY 41076-2306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Dec 15, 2003 · Amount on Record
Deed Doc Number	20215131898
Deed Book / Page	346 / 593
Prior Transfer Date	Oct 04, 2011
Prior Transfer Doc	0001900010
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 11, 2021
Property Address	930 W LOW GAP RD, COLD SPRING, KY 41076-2306
Document Number	0005131898
Book / Page	D346 / 593
Map Reference	MB 168 PG 13
Instrument Date	May 10, 2021
Instrument	5131898
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 STONESEY ST, 246, BROMLEY, KY 41016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	930 W LOW GAP RD, COLD SPRING, KY 41076-2306
Investor	Possibly a Property Investor

Mortgage

Document Number	0005131899
Date	May 11, 2021
Instrument	5131899

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,696.00 (+8.07%)	$305,000 (+7.02%) Land $30,000 Building $275,000	$305,000 (+7.02%) Land $30,000 Building $275,000
2023	$3,420.00 (-3.99%)	$285,000 (-) Land $15,000 Building $270,000	$285,000 (-) Land $15,000 Building $270,000
2022	$3,562.00	$285,000 Land $15,000 Building $270,000	$285,000 Land $15,000 Building $270,000

Flood & Wildfire

930 W Low Gap Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Campbell County (21037C), updated August 24, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.