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930 Oak Shore Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 930 Oak Shore Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,433 sqft · built 2003
Lot Size0.721 acres (31,407 sqft)
Owner2 Owner Names on Record
Last Sale$68,000 (Jul 2001)
Tax Bill$6,606 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN91381

Property Details

APN / Parcel Number

Primary APN91381
Alternative APN
  • 192531445500010050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,433 sqft Heated Area
Gross Area5,332 sqft
1st Floor Area1,530 sqft
Upper Floors Area1,903 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,407 sqft (0.721 acres)
Lot Dimensions219 ft deep x 100 ft wide
Garage TypeFinished
Garage Area903 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area20 sqft
PorchFinished/Screened Porch
Porch Area996 sqft
Patio Area764 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number91381
Street Address930 OAK SHORE DR
CitySAINT CLOUD
StateFL
Zip34771-7609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS1
Legal DescriptionOAK SHORE ESTATES PB 2 PG 044 LOT 5 & VAC LAKE AVE ABUTTING LOT 5
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionWATERFRONT OAK SHORE ESTATES
Legal Tract4455
Legal Block1
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address930 OAK SHORE DR, SAINT CLOUD, FL 34771-7609
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2001 · Amount on Record
Deed SaleJul 5, 2001 · Amount on Record
Prior SaleMay 20, 1997
Deed Document Number0189602188
Deed Book / Page01896 / 02188
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address930 OAK SHORE DR, SAINT CLOUD, FL 34771-7609
Document Number0051632716
Book / Page005163 / 002716
Instrument DateJun 7, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address930 OAK SHORE DR ST CLOUD FL 347717609, ST CLOUD, FL 34771-7609

Mortgage

Document Number0051632716
DateJun 14, 2017
Book Page005163/002716
Instrument86587
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,606.00 (+6.48%) Homeowner's exemption$466,277 (+5.99%)$748,900 (+12.48%) Land $290,000 Building $458,900
2023$6,204.00 (+3.66%) Homeowner's exemption$439,939 (+3%)$665,800 (+23.5%) Land $290,000 Building $375,800
2022$5,985.00 Homeowner's exemption$427,126$539,100 Land $110,000 Building $429,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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