930 Monroe St, Elkhart, IN 46516 Property Records

Elkhart County property record for 930 Monroe St, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,526 sqft · built 1900
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Jan 2023)
Tax Bill	$948 (2024)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-06-09-106-011.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-09-106-011.000-012`
Alternative APN	`0609106011012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,526 sqft
Upper Floors Area	560 sqft
Basement Area	754 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	149 ft deep x 36 ft wide
Porch	Enclosed Frame Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	930 MONROE ST
City	ELKHART
State	IN
Zip	46516-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STUDEBAKERS 36FT N SIDE LOT 24
Legal Subdivision	STUDEBAKERS
Legal Block	106
Legal Lot Number	24
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2010
Census Tract	1901

Owner

930 Monroe St is owned and occupied by an individual who bought it in January 2023.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	930 MONROE ST, ELKHART, IN 46516-3827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jan 6, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 25, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Sep 17, 2010 · Amount on File
Deed Document Number	2023376
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	0000001804
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	930 MONROE ST, ELKHART, IN 46516-3827
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 MONROE ST, ELKHART, IN 46516-3827

Mortgage

Document Number	0000000378
Date	Jan 6, 2023
Instrument	2023-00378

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	ELKHART, IN 46516

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	108 Months
Due	Jan 3, 2032

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 6, 2023
Property Address	930 MONROE ST, ELKHART, IN 46516-3827
Document Number	0000000376
Map Reference	DD 72 PG 428
Instrument Date	Jan 3, 2023
Instrument	2023-00376
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 MONROE ST, ELKHART, IN 46516-3827

Mortgage

Document Number	0000000377
Date	Jan 6, 2023
Instrument	2023-00377

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 25, 2017
Property Address	930 MONROE ST, ELKHART, IN 46516-3827
Document Number	0000001804
Instrument Date	Jan 20, 2017
Instrument	1804
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	930 MONROE ST ELKHART IN 465163827, ELKHART, IN 46516-3827

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,100 (+39.86%) Land $10,700 Building $124,400	$135,100 (+39.86%) Land $10,700 Building $124,400
2024	$948.00	$96,600 (+6.27%) Land $10,700 Building $85,900	$96,600 (+6.27%) Land $10,700 Building $85,900
2023		$90,900 (+63.49%) Land $10,700 Building $80,200	$90,900 (+63.49%) Land $10,700 Building $80,200
2022	$1,127.00	$55,600 Land $10,700 Building $44,900	$55,600 Land $10,700 Building $44,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 930 Monroe St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 930 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures