930 Loudon St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 930 Loudon St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1974
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Jul 2021)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-202-005`

Property Details

APN / Parcel Number

Primary APN	`17-11-202-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,680 sqft Total Area
Basement Area	1,104 sqft
Finished Basement	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Aluminum/Vinyl
Lot Area	11,979 sqft (0.275 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	930 LOUDON ST
City	BIG RAPIDS
State	MI
Zip	49307-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000930 LOUDON STREET: LOUDON'S ADDITION -- BLK 4, THE N 30 FT OF LOT 7 & ENTIRE LOT 8
Legal Subdivision	LOUDON'S ADDITION
Legal Block	4
Legal Lot Number	7-8
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1015
Census Tract	960500

Owner

930 Loudon St is owned and occupied by an individual who bought it in July 2021.

Source: Mecosta County records, as of July 19, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	930 LOUDON ST, BIG RAPIDS, MI 49307-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Jul 1, 2021	Deed, Transfer · Conventional Mortgage WEST MICHIGAN CU
Jul 1, 2021	Deed, Transfer · Conventional Mortgage WEST MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	202100006569
Deed Book / Page	912 / 2977
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	930 LOUDON ST, BIG RAPIDS, MI 49307-1232
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 LONDON ST, BIG RAPIDS, MI 49307-1232

Mortgage

Document Number	00926/1238
Date	Sep 29, 2023
Book Page	926/1238
Instrument	202300006329

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 1, 2021
Property Address	930 LOUDON ST, BIG RAPIDS, MI 49307-1232
Document Number	00912/2977
Book / Page	912 / 2977
Map Reference	LB 2 PG 15
Instrument Date	Jul 1, 2021
Instrument	202100002977
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14144 PERCY DR, MECOSTA, MI 49332-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 LOUDON ST, BIG RAPIDS, MI 49307-1232

Mortgage

Document Number	202100002978
Date	Jul 1, 2021
Instrument	202100002978

Lender

Name	WEST MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 1, 2021
Property Address	930 LOUDON ST, BIG RAPIDS, MI 49307-1232
Document Number	00912/2977
Book / Page	912 / 2977
Map Reference	LB 2 PG 15
Instrument Date	Jun 25, 2021
Instrument	202100006569
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14144 PERCY DR, MECOSTA, MI 49332-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 LONDON ST, BIG RAPIDS, MI 49307-1232

Mortgage

Document Number	202100006570
Date	Jul 1, 2021
Instrument	202100006570

Lender

Name	WEST MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$77,700	$155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 930 Loudon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 930 Loudon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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