930 E Oak St, Lakeland, FL 33801 Property Records

Polk County property record for 930 E Oak St, Lakeland, FL 33801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,624 sqft · built 1956
Lot Size	0.683 acres (29,734 sqft)
Owner	Company Name on File
Last Sale	$920,000 (Aug 2026)
Tax Bill	$9,526 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-18-196000-002050`

Property Details

APN / Parcel Number

Primary APN	`24-28-18-196000-002050`
Alternative APNs	`182824196000002050` `82824000`

Interior

Units	2 Units
Stories	1 Story
Building Area	6,624 sqft Gross Area
1st Floor Area	6,624 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Tile
Lot Area	29,734 sqft (0.683 acres)
Lot Dimensions	138 ft deep x 80 ft wide
View / Lot	Commercial
Total Buildings	2 Buildings

Location & Zoning

Street Address	930 E OAK ST
City	LAKELAND
State	FL
Zip	33801-2069
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	I1
Legal Description	GASKINS REPLAT PB 35 PG 3 BLK 2 LOTS 5 & 6 & LAND E OF SAME EXT TO CENTER LINE OF PROPOSED RR SIDING LESS N 25 FT OF LAND LYING E OF LOT 5
Legal Range	24E
Legal Township	28S
Legal Section	18
Legal Subdivision	GASKINS REPLAT
Legal Tract	196000
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3011
Census Tract	10300

Owner

930 E Oak St, a commercial property, is owned by a company that bought it in August 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	2141 S ALTERNATE A1A, 440, JUPITER, FL 33477-4063
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer · Conventional Mortgage SYMETRA LIFE INSURANCE COMPANY
Dec 2, 2021	Deed, Transfer · Line of Credit LAKELAND BANK
Nov 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	2026202212
Deed Book / Page	14123 / 309
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0000249892
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 20, 2026
Property Address	930 E OAK ST, LAKELAND, FL 33801-2069
Document Number	0000202212
Book / Page	14123 / 309
Instrument Date	Aug 11, 2026
Instrument	2026202212
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$650,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2141 S ALTERNATE A1A, 440, JUPITER, FL 33477-4063

Mortgage

Document Number	1412000315,
Date	Aug 20, 2026
Book Page	14123/315

Lender

Name	SYMETRA LIFE INSURANCE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	49 Months
Due	Sep 5, 2030

Interest

Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK FL
Recording Date	Dec 2, 2021
Property Address	930 E OAK ST, LAKELAND, FL 33801-2069
Document Number	0000313417
Book / Page	12007 / 1468
Map Reference	MB 35 PG 3
Instrument Date	Nov 18, 2021
Instrument	2021313417
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,272.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313418
Date	Dec 2, 2021
Book Page	12007/1470
Instrument	2021313418

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Nov 25, 2019
Property Address	930 E OAK ST, LAKELAND, FL 33801-2069
Document Number	0110521052
Book / Page	011052 / 001052
Instrument Date	Nov 20, 2019
Instrument	249892
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1852 BRIDGEWATER DR LAKE MARY FL 327466906, LAKE MARY, FL 32746-6906

Tax Assessment & Valuation

The 2025 property tax bill for 930 E Oak St was $9,526, up 6.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,317 (-1.09%) Land $157,643 Building $364,674	$522,317 (-1.09%) Land $157,643 Building $364,674
2025	$9,526.00 (+6.1%)	$528,051 Land $157,643 Building $370,408	$528,051 Land $157,643 Building $370,408
2024	$8,978.00 (-4.72%)
2023	$9,423.00 (-2.23%)	$516,938 (-1.48%) Land $157,643 Building $359,295	$516,938 (-1.48%) Land $157,643 Building $359,295
2022	$9,638.00	$524,686 Land $157,643 Building $367,043	$524,686 Land $157,643 Building $367,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 930 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 930 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Tillman Fiber, Verizon.

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