Henderson County property record for 93 Windover Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 1991 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (May 2026) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9632719052 |
| Primary APN | 9632719052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,250 sqft Heated Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9941197 |
|---|---|
| Street Address | 93 WINDOVER DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9941197~MR |
| Legal Description | WINDOVER WOODS LO6 SE3 PL1989-732 |
| Legal Subdivision | WINDOVER WOODS III (3493) |
| Legal Block | 71 |
| Legal Lot Number | 9052 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 930701 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 93 WINDOVER DR, MILLS RIVER, NC 28759-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| May 15, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Mar 13, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Mar 13, 2017 · Amount on Record |
| Deed Document Number | 20261049802 |
| Deed Book / Page | 4442 / 108 |
| Prior Transfer Date | May 12, 2026 |
| Prior Transfer Doc | 0001049802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 22, 2026 |
| Property Address | 93 WINDOVER DR, MILLS RIVER, NC 28759-4225 |
| Document Number | 0001049802 |
| Book / Page | 4442 / 108 |
| Instrument Date | May 12, 2026 |
| Instrument | 20261049802 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,700.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 WINDOVER DR, MILLS RIVER, NC 28759-4225 |
| Document Number | 0001049803, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20261049803 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 93 WINDOVER DR, MILLS RIVER, NC 28759-4225 |
| Document Number | 0036030560 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 93 WINDOVER DR MILLS RIVER NC 287594225, MILLS RIVER, NC 28759-4225 |
| Document Number | 0036030560 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 003603/000560 |
| Instrument | 938777 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 93 WINDOVER DR, MILLS RIVER, NC 28759-4225 |
| Document Number | 0033350457 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 93 WINDOVER DR MILLS RIVER NC 287594225, MILLS RIVER, NC 28759-4225 |
| Document Number | 0033350457 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 003335/000457 |
| Instrument | 903709 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 13, 2017 |
| Property Address | 93 WINDOVER DR, MILLS RIVER, NC 28759-4225 |
| Document Number | 0030270576 |
| Book / Page | 003027 / 000576 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 WINDOVER DR MILLS RIVER NC 287594225, MILLS RIVER, NC 28759-4225 |
| Document Number | 30270581 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 003027/000581 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,900 (-) Land $58,800 Building $236,100 | ||
| 2025 | $1,271.00 | $294,900 (-) Land $58,800 Building $236,100 | |
| 2023 | $294,900 Land $58,800 Building $236,100 | $294,900 Land $58,800 Building $236,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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