93 Waters Edge Dr, Erwin, NC 28339 Property Records

Harnett County property record for 93 Waters Edge Dr, Erwin, NC 28339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2021)
Tax Bill	$2,371 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1500046112`

Property Details

APN / Parcel Number

Primary APN	`1500046112`
Alternative APN	`120596 0002 23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,775 sqft Heated Area
1st Floor Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	250 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500046112
Street Address	93 WATERS EDGE DR
City	ERWIN
State	NC
Zip	28339-8669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT#5 THE CAPE SEC 1 PC#F-307A
Legal Subdivision	CAPE THE
Legal Lot Number	5
Jurisdiction	HARNETT NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	2
Census Block	2016
Census Tract	70600

Owner

93 Waters Edge Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 WATERS EDGE DR, ERWIN, NC 28339-8669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	202128189
Deed Book / Page	4082 / 733
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0000015192
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 1, 2021
Property Address	93 WATERS EDGE DR, ERWIN, NC 28339-8669
Document Number	0000028189
Book / Page	4082 / 733
Map Reference	CAB F SL 307-A
Instrument Date	Nov 24, 2021
Instrument	2021028189
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 428, ANGIER, NC 27501-0428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 WATERS EDGE DR, ERWIN, NC 28339-8669

Mortgage

Document Number	0000028190
Date	Dec 1, 2021
Instrument	2021028190

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year TN
Max Rate	9.15%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 11, 2020
Property Address	93 WATERS EDGE DR, ERWIN, NC 28339-8669
Document Number	0000023223
Book / Page	3909 / 53
Map Reference	CAB F SL 307-A
Instrument Date	Dec 11, 2020
Instrument	2020023223
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3652 COLLIER RD, 3652, WADE, NC 28395-8878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 WATERS EDGE DR, ERWIN, NC 28339-8669

Mortgage

Document Number	0000023224
Date	Dec 11, 2020
Instrument	2020023224

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 29, 2018
Property Address	93 WATERS EDGE DR, ERWIN, NC 28339-8669
Document Number	0000015192
Book / Page	003649 / 000577
Instrument Date	Oct 17, 2018
Instrument	15192
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 COLLIER RD WADE NC 283958878, WADE, NC 28395-8878

Tax Assessment & Valuation

The 2026 property tax bill for 93 Waters Edge Dr was $2,371, up 22.8% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,371.00 (+22.85%)	$311,066 (+17.33%)	$311,066 (+17.33%) Land $48,010 Building $263,056
2025	$1,930.00	$265,114	$265,114 Land $35,160 Building $229,954
2023	$1,903.00	$265,114	$265,114 Land $35,160 Building $229,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Waters Edge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Waters Edge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

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