93 W Railroad Ave, Cotati, CA 94931 Property Records

Sonoma County property record for 93 W Railroad Ave, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,006 sqft · built 1980
Lot Size1.18 acres (51,836 sqft)
OwnerTrust Name on File
Tax Bill$12,653 (2025)
Deeds & MortgagesMay 2021 Transfer
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN046-223-024-000

Property Details

APN / Parcel Number

Primary APN046-223-024-000
Alternative APN
  • 046-223-024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,006 sqft Living Area
Gross Area2,446 sqft
1st Floor Area2,006 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area51,836 sqft
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number046-223-024
Street Address93 W RAILROAD AVE
CityCOTATI
StateCA
Zip94931-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR2
Legal DescriptionLOT B-28
Legal SubdivisionSUBDIVISION #3 COTATI RANCHO
Legal Block1
Legal Lot NumberB-28
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group1
Census Block1017
Census Tract151204

Owner

93 W Railroad Ave is held in a trust since December 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address93 W RAILROAD AVE, COTATI, CA 94931-9628
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Intrafamily Transfer, Transfer
Dec 8, 2020Intrafamily Transfer, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK
Mar 9, 2020Quit Claim Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2020
Deed SaleDec 8, 2020
Prior SaleMar 9, 2020 · Amount on File
Deed Document Number2020116749
Prior Transfer DateDec 4, 2020
Prior Transfer Doc0000116749
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateMay 3, 2021
Property Address93 W RAILROAD AVE, COTATI, CA 94931-9628
Document Number0000054158
Map ReferenceMB 10 PG 2
Instrument DateApr 22, 2021
Instrument2021054158
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address93 W RAILROAD AVE, COTATI, CA 94931-9628

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateDec 8, 2020
Property Address93 W RAILROAD AVE, COTATI, CA 94931-9628
Document Number0000116749
Map ReferenceMB 10 PG 2
Instrument DateDec 4, 2020
Instrument2020116749
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyTIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address93 W RAILROAD AVE, COTATI, CA 94931-9628

Mortgage

Document Number0000116750
DateDec 8, 2020
Instrument2020116750
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateMar 9, 2020
Property Address93 W RAILROAD AVE, COTATI, CA 94931-9628
Document Number0000017747
Instrument DateMar 3, 2020
Instrument17747
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address93 W RAILROAD AVE COTATI CA 949319628, COTATI, CA 94931-9628

Mortgage

Document Number17748
DateMar 9, 2020
Instrument17748
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 93 W Railroad Ave was $12,653.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,087,626 (+2%) Land $418,317 Building $669,309
2025$12,653.00$1,066,301 Land $410,115 Building $656,186
2023$12,292.00 (+1.62%)$1,024,897 Land $394,191 Building $630,706
2022$12,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 93 W Railroad Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 W Railroad Ave is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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