93 Vista Bluffs, Destin, FL 32541 Property Records

Okaloosa County property record for 93 Vista Bluffs, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,592 sqft · built 2023
Lot Size	0.185 acres (8,071 sqft)
Owner	Trust Name on File
Last Sale	$375,000 (Nov 2020)
Tax Bill	$16,475 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5233-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5233-4`
Alternative APN	`00-2S-22-0400-0000-0420`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	3,592 sqft Heated Area
Gross Area	4,669 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	8,071 sqft (0.185 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	93 VISTA BLUFFS
City	DESTIN
State	FL
Zip	32541-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY S/D LOT 42
Legal Range	22
Legal Township	02S
Legal Subdivision	DESTINY S/D
Legal Lot Number	42
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1023
Census Tract	23308

Owner

93 Vista Bluffs is owner-occupied and held in a trust since November 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Trust Name on File
Mailing Address	93 VISTA BLUFFS, DESTIN, FL 32541-4723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Apr 1, 2008 · Amount on File
Deed Document Number	3406492
Deed Book / Page	3504 / 4503
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 10, 2020
Property Address	93 VISTA BLFS, DESTIN, FL 32541-4723
Document Number	0035044503
Book / Page	003504 / 004503
Instrument Date	Nov 6, 2020
Instrument	3406492
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	35 TRANQUILITY LN DESTIN FL 325414775, DESTIN, FL 32541-4775

Tax Assessment & Valuation

The 2025 property tax bill for 93 Vista Bluffs was $16,475 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,475.00 Homeowner's exemption	$1,430,140 Land $586,104 Building $844,036	$1,430,140 Land $586,104 Building $844,036
2023	$4,471.00 (+11.58%)	$393,930 (+15.5%) Land $393,930	$393,930 (+15.5%) Land $393,930
2022	$4,007.00	$341,065 Land $341,065	$341,065 Land $341,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Vista Bluffs in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2023) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 Vista Bluffs has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20