93 Spruce St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 93 Spruce St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,301 sqft · built 1927
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Aug 2009)
Tax Bill	$4,979 (2026)
Deeds & Mortgages	Mar 2022 Refinance Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`171 0000 0007 A`

Property Details

APN / Parcel Number

Primary APN	`171 0000 0007 A`
Alternative APN	`LAWR M:0171 B:0000 L:0007`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,301 sqft Living Area
Gross Area	4,980 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	171 0000 0007 A
Street Address	93 SPRUCE ST
City	LAWRENCE
State	MA
Zip	01841-2419
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	7
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3007
Census Tract	250400

Owner

93 Spruce St, a duplex, is owned and occupied by an individual who bought it in August 2009.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	93 SPRUCE ST, LAWRENCE, MA 01841-2419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Mar 2, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2009 · Amount on File
Deed Sale	Aug 17, 2009 · Amount on File
Prior Sale	Nov 23, 2005 · Amount on File
Deed Document Number	200924246
Deed Book / Page	11735 / 209
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	93 SPRUCE ST, LAWRENCE, MA 01841-2419
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017396-281
Date	Mar 31, 2022
Book Page	17396/281
Instrument	7835

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	93 SPRUCE ST, LAWRENCE, MA 01841-2419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15004-84
Date	Mar 2, 2017
Book Page	15004/84
Instrument	5521

Lender

Name	SANTANDER BK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 93 Spruce St was $4,979, up 5.5% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,979.00 (+5.53%)	$576,300 (+7.5%) Land $97,500 Building $478,800	$628,046
2025	$4,718.00 (+10.52%)	$536,100 (+16.16%) Land $97,500 Building $438,600
2024	$4,269.00 (-5.91%)	$461,500 (+3.34%) Land $102,400 Building $359,100
2023	$4,537.00	$446,600 Land $98,900 Building $347,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Spruce St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	27 (1987–2025)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 9 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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