Hampshire County and Northampton City property record for 93 Spruce Hill Ave, Florence, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1954 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| APN | NHAM M:0022 B:0010 L:0001 |
| Primary APN | NHAM M:0022 B:0010 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 22,738 sqft (0.522 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Street Address | 93 SPRUCE HILL AVE |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 821700 |
Source: Hampshire County and Northampton City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 93 SPRUCE HILL AVE, FLORENCE, MA 01062-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2025 |
| Transfer Doc | 015494-334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 93 SPRUCE HILL AVE, NORTHAMPTON, MA 01062-3414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14108-342 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 14108/342 |
| Instrument | 12247 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 1, 2026 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,670.00 (+7.14%) | $407,000 (+21.82%) Land $126,100 Building $280,900 | $414,960 (+11.6%) |
| 2024 | $371,830 | ||
| 2023 | $5,292.00 | $334,100 Land $114,500 Building $219,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 27 (1982–2023) |
| Claims Outside the SFHA | 1 of 27 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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