93 Spring St, Spencer, TN 38585 Property Records

Van Buren County property record for 93 Spring St, Spencer, TN 38585

Property Summary

Property Type	Warehouse, Storage
Details	1.5 ba · 17,978 sqft · built 1945
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`088030B A 00700`

Property Details

APN / Parcel Number

Primary APN	`088030B A 00700`
Alternative APN	`030B A 00700`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	1 Story
Building Area	17,978 sqft Total Area
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	88,862 sqft (2.04 acres)
Terrain	Rolling
Porch	Slab
Porch Area	1,280 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	93 SPRING ST
City	SPENCER
State	TN
Zip	38585-3000
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	DISTRICT: 01 GIS 2000 1-30G-16.00 COM/RES SPLIT, COUNTY AREA: S01
Legal Subdivision	DONALD HITCHCOCK DIVISION
Legal Lot Number	1
Jurisdiction	VAN BUREN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2037
Census Tract	925200

Owner

Source: Van Buren County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 HARLEY DAVIDSON LN, SPENCER, TN 38585-3485
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Seller Carry-Back ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW
Sep 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Jan 23, 2008	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
May 27, 2009	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Jun 13, 2025	Warranty Deed, Transfer
Mar 10, 2025	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC
Mar 12, 2024	Intrafamily Transfer, Transfer
Mar 13, 2013	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	2026746
Deed Book / Page	148 / 906
Prior Transfer Date	Mar 11, 2024
Prior Transfer Doc	00RB131/28
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 18, 2026
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Document Number	0RB148/906
Book / Page	148 / 906
Instrument Date	Jun 12, 2026
Instrument	2026746
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HARLEY DAVIDSON LN, SPENCER, TN 38585-3485

Mortgage

Document Number	0000000747,
Date	Jun 18, 2026
Instrument	2026747

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 188, SPENCER, TN 38585-0188

Mortgage

Document Number	0RB143/186
Date	Sep 24, 2025
Book Page	RB143/186
Instrument	25001294

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	489 SPRING ST, SPENCER, TN 38585

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	225 Months
Due	Jun 27, 2044

Interest

Rate Type	Adjustable Rate

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000042/320
Date	Jan 23, 2008
Book Page	42/320
Instrument	08000124

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00RB51/721
Date	May 27, 2009
Book Page	RB51/721
Instrument	09000872

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 13, 2025
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Document Number	0RB140/882
Book / Page	RB140 / 882
Instrument Date	May 3, 2025
Instrument	25000782
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$7.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Mar 10, 2025
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Document Number	0RB138/630
Book / Page	RB138 / 630
Map Reference	CAB CAB 1 PG 750
Instrument Date	Mar 7, 2025
Instrument	25000308
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$869.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N CHANCERY ST, MCMINNVILLE, TN 37110-2551

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN TN
Recording Date	Mar 12, 2024
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Document Number	00RB131/28
Book / Page	RB131 / 28
Map Reference	CAB 1 PG 602
Instrument Date	Mar 11, 2024
Instrument	24000321
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN TN
Recording Date	Mar 13, 2013
Property Address	93 SPRING ST, SPENCER, TN 38585-3000
Document Number	00RB70/166
Book / Page	RB70 / 166
Instrument Date	Feb 13, 2013
Instrument	13000252
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 188, SPENCER, TN 38585-0188

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Municipality	Spencer City
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,773.00 (-14.84%)	$73,880 (-14.85%) Land $13,880 Building $60,000
2024	$2,082.00	$86,760 (-) Land $13,880 Building $72,880
2023	$2,082.00	$86,760 (-) Land $13,880 Building $72,880
2022	$2,082.00	$86,760 Land $13,880 Building $72,880	$216,900 (+17.43%) Land $34,700 Building $182,200
2021			$184,700 Land $34,700 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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