93 Spring St, Apt 27, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 93 Spring St, Apt 27, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,380 sqft · built 1984
Lot Size	1.09 acres (47,830 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Jun 2015)
Tax Bill	$6,804 (2026)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118781-20`

Property Details

APN / Parcel Number

Primary APN	`118781-20`
Alternative APNs	`WATE M:1009 B:0007 L:1031` `155`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	9 Units
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	1,436 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,830 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	155
Street Address	93 SPRING ST, 27
City	WATERTOWN
State	MA
Zip	02472-3440
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R.75
Legal Subdivision	TREADWAY BRK EST
Legal Block	7
Legal Lot Number	1031
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2012
Census Tract	370103

Owner

93 Spring St, Apt 27 is owned and occupied by two individuals who bought it in June 2015.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 SPRING ST, 27, WATERTOWN, MA 02472-3440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Feb 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2015 · Amount on File
Deed Sale	Jun 4, 2015 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Book / Page	65482 / 216
Transfer Doc	065482-216
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	93 SPRING ST APT 27, 27, WATERTOWN, MA 02472-3440
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077665-500
Date	May 3, 2021
Book Page	77665/500
Instrument	99225

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	93 SPRING ST APT 27, 27, WATERTOWN, MA 02472-3440
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077665-520
Date	May 3, 2021
Book Page	77665/520
Instrument	99226

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	93 SPRING ST APT 27, 27, WATERTOWN, MA 02472-3440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74163-373
Date	Feb 21, 2020
Book Page	74163/373
Instrument	25891

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 93 Spring St, Apt 27 was $6,804, up 4.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,804.00 (+4.45%)	$557,700 (-) Building $557,700	$762,660 (-)
2025	$6,514.00 (-5.17%)	$557,700 (-5.01%) Building $557,700	$762,660 (+29.61%)
2024	$6,869.00 (-12.57%)	$587,100 (+1.47%) Building $587,100	$588,430
2023	$7,857.00	$578,600 Building $578,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Spring St, Apt 27 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 93 Spring St, Apt 27 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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