93 Smart Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 93 Smart Rd, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1977
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:009 L:070`

Property Details

APN / Parcel Number

Primary APN	`BELF M:009 L:070`
Alternative APNs	`000270802` `1587`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	148,540 sqft (3.41 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1587
Street Address	93 SMART RD
City	BELFAST
State	ME
Zip	04915-7089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	70
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	1
Census Block	1000
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 SMART RD, BELFAST, ME 04915-7089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 28, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	93 SMART RD, BELFAST, ME 04915-7089
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004727/96
Date	Nov 1, 2021
Book Page	4727/96
Instrument	2021-12139

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Dec 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	93 SMART RD, BELFAST, ME 04915-7089
Document Number	0045660110
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 SMART RD BELFAST ME 049157089, BELFAST, ME 04915-7089

Mortgage

Document Number	0045660110
Date	Nov 3, 2020
Book Page	004566/000110
Instrument	10625

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2035

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,905.00 (+6.09%)	$239,000 (-) Land $79,200 Building $159,800
2024	$3,681.00 (+40.34%)	$239,000 (+83.14%) Land $79,200 Building $159,800
2023	$2,623.00 (+4.13%)	$130,500 (+10.88%) Land $39,900 Building $90,600
2022	$2,519.00	$117,700 Land $39,900 Building $77,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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