Kennebec County and Gardiner City property record for 93 River Ave, Gardiner, ME 04345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,394 sqft · built 1977 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,300 (Feb 2019) |
| Tax Bill | $4,437 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | M:032 L:030-B |
| Primary APN | M:032 L:030-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 3,803 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620 |
|---|---|
| Street Address | 93 RIVER AVE |
| City | GARDINER |
| State | ME |
| Zip | 04345-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Block | 30 |
| Legal Lot Number | B |
| Jurisdiction | GARDINER ME |
| Township / Civil Division | GARDINER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
93 River Ave is owned and occupied by two individuals who bought it in February 2019.
Source: Kennebec County and Gardiner City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 93 RIVER AVE, GARDINER, ME 04345-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 11, 2019 | Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 20192597 |
| Deed Book / Page | 13145 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDINER ME |
| Property Address | 93 RIVER AVE, GARDINER, ME 04345-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023001284 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 14679/288 |
| Instrument | 2023001284 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDINER ME |
| Property Address | 93 RIVER AVE, GARDINER, ME 04345-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022003098 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 14347/164 |
| Instrument | 2022003098 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARDINER ME |
| Recording Date | Feb 11, 2019 |
| Property Address | 93 RIVER AVE, GARDINER, ME 04345-2605 |
| Document Number | 2019002597 |
| Book / Page | 13145 / 63 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 2019002597 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | RED DOOR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8 SUNSET CIR APT 1, 1, GARDINER, ME 04345-2312 |
| Document Number | 2019002598 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019002598 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 93 River Ave was $4,437, up 2.7% from the year before.
Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Gardiner City |
| Unified School District | School Administrative District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,437.00 (+2.73%) | $168,700 (-) Land $24,800 Building $143,900 | |
| 2024 | $4,319.00 (+14.68%) | $168,700 (+6.17%) Land $24,800 Building $143,900 | $245,480 |
| 2023 | $3,766.00 (+13.78%) | $158,900 (+6.57%) Land $24,800 Building $134,100 | |
| 2022 | $3,310.00 | $149,100 Land $24,800 Building $124,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 93 River Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 61 (1978–2023) |
| Claims Outside the SFHA | 5 of 61 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 River Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures