Adams County property record for 93 Richter Rd, Winchester, OH 45697
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2021 |
| Lot Size | 2.83 acres (123,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Sep 2025) |
| Tax Bill | $1,888 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-00-069.024 |
| Primary APN | 061-00-00-069.024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Lot Area | 123,536 sqft (2.83 acres) |
| Porch | Slab |
| Patio Area | 320 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 93 RICHTER RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 2.836 840 4238 W FK BR CR A PARKER |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 770301 |
93 Richter Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Adams County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 93 RICHTER RD, WINCHESTER, OH 45697-9005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Deed Document Number | 20253220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 93 RICHTER RD, WINCHESTER, OH 45697-9005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 93 RICHTER RD, WINCHESTER, OH 45697-9005 |
| Document Number | 0000573/62 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 573/62 |
| Instrument | 202100002108 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jul 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 93 RICHTER RD, WINCHESTER, OH 45697-9005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 000600/260 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 600/260 |
| Instrument | 2022-2334 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS OH |
| Recording Date | Sep 24, 2025 |
| Property Address | 93 RICHTER RD, WINCHESTER, OH 45697-9005 |
| Document Number | 0020253220 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025-3220 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 93 RICHTER RD, WINCHESTER, OH 45697-9005 |
| Document Number | 0020253221 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-3221 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 93 Richter Rd was $1,888, up 1% from the year before.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Winchester Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,888.00 (+10.02%) | $45,960 (-) Land $4,940 Building $41,020 | $131,300 Land $14,100 Building $117,200 |
| 2024 | $1,716.00 | $45,960 (-) Land $4,940 Building $41,020 | |
| 2023 | $45,960 Land $4,940 Building $41,020 | ||
| 2022 | $1,801.00 | $131,300 Land $14,100 Building $117,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 93 Richter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 93 Richter Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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