93 Ray Dr, Locust Fork, AL 35097 Property Records

Blount County property record for 93 Ray Dr, Locust Fork, AL 35097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,166 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Oct 2023)
Tax Bill	$591 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-06-23-0-000-039.004`

Property Details

APN / Parcel Number

Primary APN	`21-06-23-0-000-039.004`
Alternative APNs	`043693` `43693` `31761` `72154` `72730`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	72730
Street Address	93 RAY DR
City	LOCUST FORK
State	AL
Zip	35097-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CHEROKEE VALLEY, MC 93/4--
Legal Range	01W
Legal Township	13S
Legal Section	23
Legal Subdivision	CHEROKEE VALLEY
Legal Lot Number	4
Jurisdiction	BLOUNT AL
Township / Civil Division	LOCUST FORK
Census Block Group	3
Census Block	3032
Census Tract	50701

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	93 RAY DR, LOCUST FORK, AL 35097-5527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	202310052070
Deed Book / Page	2023 / 26676
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Oct 17, 2023
Property Address	93 RAY DR, LOCUST FORK, AL 35097-5527
Document Number	2023/26676
Book / Page	2023 / 26676
Instrument Date	Oct 13, 2023
Instrument	10052070
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 FOX TROT CIR, BLOUNTSVILLE, AL 35031-2962

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 RAY DR, LOCUST FORK, AL 35097-5527

Mortgage

Document Number	0202326678
Date	Oct 17, 2023
Instrument	2023/26678

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Locust Fork Town
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$591.00 (+3.32%) Homeowner's exemption
2025	$572.00 (+29.71%)	$16,800 (+42.61%)	$167,900 (+42.63%) Land $25,000 Building $142,900
2024	$441.00 (+24.93%)	$11,780 (+7.29%) Land $1,500 Building $10,280	$117,720 (+7.25%) Land $15,000 Building $102,720
2023	$353.00 (+19.26%) Homeowner's exemption	$10,980 (+16.07%) Land $1,500 Building $9,480	$109,760 (+16%) Land $15,000 Building $94,760
2022	$296.00 Homeowner's exemption	$9,460 Land $1,500 Building $7,960	$94,620 Land $15,000 Building $79,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE BLUFF WATER AUTHORITY serves 6,330 people · EPA ID AL0000104
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray Dr

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