93 Ralphs Ln, Stetson, ME 04488 Property Records

Penobscot County and Stetson Town property record for 93 Ralphs Ln, Stetson, ME 04488

Property Summary

Details	built 1917
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Sep 2022)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Oct 2022 Refinance Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`STET M:053 L:039`

Property Details

APN / Parcel Number

Primary APN	`STET M:053 L:039`
Alternative APN	`267`

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	267
Street Address	93 RALPHS LN
City	STETSON
State	ME
Zip	04488
Property Category	Other
Property Type	Unknown
Legal Lot Number	39
Jurisdiction	STETSON ME
Township / Civil Division	STETSON
Census Block Group	1
Census Block	1023
Census Tract	13500

Owner

Source: Penobscot County and Stetson Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2324 KENNEBEC RD, NEWBURGH, ME 04444-5105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Sep 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	202227935
Deed Book / Page	16632 / 3
Transfer Doc	13339-0268
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STETSON ME
Property Address	93 RALPHS LN, STETSON, ME 04488
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166680159
Date	Oct 27, 2022
Book Page	16668/159
Instrument	31834

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STETSON ME
Recording Date	Sep 27, 2022
Property Address	93 RALPHS LN, STETSON, ME 04488
Document Number	0166320003
Book / Page	16632 / 3
Instrument Date	Sep 26, 2022
Instrument	27935
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 KENNEBEC RD, NEWBURGH, ME 04444-5105

Tax Assessment & Valuation

Source: Penobscot County and Stetson Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Stetson Town
Unified School District	School Administrative District 64 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,847.00 (-5.09%)	$109,600 (+12.64%) Land $56,100 Building $53,500
2020	$1,946.00	$97,300 Land $56,100 Building $41,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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