93 Pounding Mill Ln, Hayesville, NC 28904 Property Records

Clay County property record for 93 Pounding Mill Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2021)
Tax Bill	$554 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`549900569962`

Property Details

APN / Parcel Number

Primary APN	`549900569962`
Alternative APN	`619962000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,050 sqft Heated Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	619962000
Street Address	93 POUNDING MILL LN
City	HAYESVILLE
State	NC
Zip	28904-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TYERYAR SUBD
Legal Subdivision	TYERYAR SUBD
Legal Lot Number	2
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2041
Census Tract	950102

Owner

Source: Clay County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	93 POUNDING MILL LN, HAYESVILLE, NC 28904-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20212257
Deed Book / Page	454 / 161
Prior Transfer Date	Jun 27, 2014
Prior Transfer Doc	386/135
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	93 POUNDING MILL LN, HAYESVILLE, NC 28904-4911
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 POUNDING MILL LN, HAYESVILLE, NC 28904-4911

Mortgage

Document Number	000B17/312
Date	Dec 10, 2025
Book Page	B17/312
Instrument	2025002508

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	3508 BUSH ST, RALEIGH, NC 27609

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 10, 2030

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 1, 2021
Property Address	93 POUNDING MILL LN, HAYESVILLE, NC 28904-4911
Document Number	454/161
Book / Page	454 / 161
Map Reference	CAB 4 SL 761
Instrument Date	Jun 30, 2021
Instrument	2021002257
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 974, HAYESVILLE, NC 28904-0974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 POUNDING MILL LN, HAYESVILLE, NC 28904-4911

Mortgage

Document Number	2021002258
Date	Jul 1, 2021
Instrument	2021002258

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+22.03%)	$96,600 (-) Land $18,800 Building $77,800	$96,600 (-) Land $18,800 Building $77,800
2023	$454.00	$96,600 Land $18,800 Building $77,800	$96,600 Land $18,800 Building $77,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Uniti Group.

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