93 Pine Needle Dr, Louisa, VA 23093 Property Records

Louisa County property record for 93 Pine Needle Dr, Louisa, VA 23093

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,976 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2021)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54 9 23`

Property Details

APN / Parcel Number

Primary APN	`54 9 23`
Alternative APNs	`8177` `7937`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	378 sqft
Porch	Patio
Porch Area	328 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7937
Street Address	93 PINE NEEDLE DR
City	LOUISA
State	VA
Zip	23093-3184
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	ROCKY CREEK LOT 23 LAKESIDE SUBD DB 1804/379 5.00 AC
Legal Subdivision	LAKESIDE SUBD
Legal Lot Number	23
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	1
Census Block	1016
Census Tract	950400

Owner

93 Pine Needle Dr, a mobile home, is owned by an individual who bought it in November 2021.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6857 SANDERLING CT, NEW MARKET, MD 21774-6819
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Deed Document Number	202113347
Deed Book / Page	1804 / 379
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 8, 2021
Property Address	93 PINE NEEDLE DR, LOUISA, VA 23093-3184
Document Number	001804/379
Book / Page	1804 / 379
Map Reference	MB 6 PG 232
Instrument Date	Nov 4, 2021
Instrument	202100013347
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 PINE NEEDLE DR, LOUISA, VA 23093-3184

Mortgage

Document Number	0018040383
Date	Nov 8, 2021
Instrument	1804/0383

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	93 PINE NEEDLE DR, LOUISA, VA 23093-3184
Document Number	0000009778
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 PINE NEEDLE DR LOUISA VA 23093, LOUISA, VA 23093

Mortgage

Document Number	0000009778
Date	Oct 23, 2018
Book Page	001586/000863
Instrument	9778

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 93 Pine Needle Dr was $2,198, up 5.5% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,520 (+7.9%) Land $61,700 Building $267,820	$329,520 (+7.9%) Land $61,700 Building $267,820
2025	$2,198.00 (+5.52%)	$305,400 Land $52,800 Building $252,600	$305,400 Land $52,800 Building $252,600
2024	$2,083.00
2023		$266,100 Land $45,100 Building $221,000
2022	$1,281.00		$266,100 Land $45,100 Building $221,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Pine Needle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Pine Needle Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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