93 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 93 Pine Circle Dr, Palm Coast, FL 32164 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,441 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2020)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00280-0090`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00280-0090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,441 sqft Heated Area
Gross Area	1,996 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	93 PINE CIRCLE DR
City	PALM COAST
State	FL
Zip	32164-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00028 LOT 0009 SUBDIVISION COMPLETION YEAR 1980 OR 268 PG 510 OR 977 PG 935-936-DC & ACM OR 977 P
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	28
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1010
Census Tract	60213

Owner

Source: Flagler County records · APN 07-11-31-7026-00280-0090

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	93 PINE CIRCLE DR, PALM COAST, FL 32164-7030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 29, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Nov 03, 2004 · Amount on Record
Deed Document Number	2020054846
Deed Book / Page	2510 / 389
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	93 PINE CIRCLE DR, PALM COAST, FL 32164-7030
Transaction Type	Mortgage
Record Updated	Aug 02, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 PINE CIRCLE DR, PALM COAST, FL 32164-7030

Mortgage

Document Number	0027080283
Date	Jul 20, 2022
Book Page	2708/283
Instrument	2022037586

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2037

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 29, 2020
Property Address	93 PINE CIRCLE DR, PALM COAST, FL 32164-7030
Document Number	0025100389
Book / Page	2510 / 389
Map Reference	MB 9 PG 20-35
Instrument Date	Dec 18, 2020
Instrument	2020054846
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1263 W 7TH ST, 1263, SAN PEDRO, CA 90731-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 PINE CIRCLE DR, PALM COAST, FL 32164-7030

Mortgage

Document Number	0002510391
Date	Dec 29, 2020
Instrument	2510/391

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+6.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$164,409 (+5.99%)	$221,559 (+0.85%) Land $53,000 Building $168,559
2023	$1,990.00 (+1.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$155,122 (+3%)	$219,690 (+8.1%) Land $42,000 Building $177,690
2022	$1,957.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$150,604	$203,230 Land $44,000 Building $159,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 75 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 403 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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