Hampden County and Springfield City property record for 93 Penacook St, Springfield, MA 01104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,534 sqft · built 2019 |
| Lot Size | 0.117 acres (5,083 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $5,654 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:09625 P:0021 |
| Primary APN | SPRI S:09625 P:0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 598 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,083 sqft (0.117 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 96250021 |
|---|---|
| Street Address | 93 PENACOOK ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800400 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 93 PENACOOK ST, SPRINGFIELD, MA 01104-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage |
| Aug 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 24, 2019 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 201920914 |
| Deed Book / Page | 22637 / 409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 9, 2026 |
| Property Address | 93 PENACOOK ST, SPRINGFIELD, MA 01104-1922 |
| Document Number | 0026284-47 |
| Book / Page | 26284 / 47 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 202615193 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 93 PENACOOK ST, SPRINGFIELD, MA 01104-1922 |
| Document Number | 0000015193, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 26284/47 |
| Instrument | 202615193 |
| Amount | Amount Recorded |
|---|---|
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 93 PENACOOK ST, SPRINGFIELD, MA 01104-1922 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024673-429 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 24673/429 |
| Instrument | 48064 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 93 PENACOOK ST, SPRINGFIELD, MA 01104-1922 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024491-312 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 24491/312 |
| Instrument | 21564 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 24, 2019 |
| Property Address | 93 PENACOOK ST, SPRINGFIELD, MA 01104-1922 |
| Document Number | 22637-409 |
| Book / Page | 22637 / 409 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 20914 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 KENWOOD TER, SPRINGFIELD, MA 01108-1787 |
| Document Number | 20915 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 20915 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,654.00 (+16.19%) | $365,700 (+17.85%) Land $35,900 Building $329,800 | $330,225 (-3.47%) |
| 2025 | $4,866.00 (+4.13%) | $310,300 (+13.21%) Land $37,400 Building $272,900 | $342,095 (+5.63%) |
| 2024 | $323,855 | ||
| 2023 | $4,673.00 | $274,100 Land $33,000 Building $241,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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