93 Pearl St, Groton, CT 06340 Property Records

Groton Town property record for 93 Pearl St, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,078 sqft · built 1948
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,514 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260708990035`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260708990035`
Alternative APNs	`260708990035` `147131000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	260708990035
Street Address	93 PEARL ST
City	GROTON
State	CT
Zip	06340-5762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1002
Census Tract	702900

Owner

93 Pearl St is owned and occupied by two individuals.

Source: Groton Town records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 PEARL ST, GROTON, CT 06340-5762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK
Oct 17, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK
Jan 21, 2021	Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	93 PEARL ST, GROTON, CT 06340-5762
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001304-124
Date	Apr 5, 2024
Book Page	1304/124
Instrument	5236190007

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	93 PEARL ST, GROTON, CT 06340-5762
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001283-764
Date	Oct 17, 2022
Book Page	1283/764
Instrument	5158090007

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	93 PEARL ST, GROTON, CT 06340-5762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1246-103
Date	Jan 21, 2021
Book Page	1246/103
Instrument	5043860017

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 93 Pearl St was $14,514.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,514.00	$550,200 Land $360,080 Building $190,120	$385,140 Land $252,056 Building $133,084
2024	$14,514.00 (+11.73%)
2023	$12,990.00 (+90.08%)	$550,200 (+86.21%) Land $278,600 Building $271,600
2022	$6,834.00	$295,470 Land $278,600 Building $16,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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